371 River Bluff Rd, Elgin, IL 60120 Property Records

Kane County property record for 371 River Bluff Rd, Elgin, IL 60120 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1.5 Baths
Year Built	Built 1940
Square Footage	1,166 sqft Living Area
Lot Size	7,636 sqft (0.175 acres)
Occupancy	Owner Occupied
Last Sale	$230,000 (2021)
Tax Bill	$6,002.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`06-12-129-006`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,166 sqft Living Area
Gross Area	2,019 sqft Gross Area
Basement Area	853 sqft Basement
Stories	5 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Construction Type	Frame Construction
Lot Area	7,636 sqft (0.175 acres)
Depth X Width	132 ft x 58 ft Depth x Width

Utilities and HVAC

Cooling System	HVAC Cooling

Location & Zoning

Street Address	371 RIVER BLUFF RD
City	ELGIN
State	IL
Zip	60120-2421
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	NORTH PARK ADDN EAST 57.85 FT WEST 67.85 FT NORTH 132 FT SOUTH 264 FT LOT B
Legal Subdivision	NORTH PARK ADDN
Legal Block	6
Legal Lot Number	B
Jurisdiction	KANE IL
Minor Civil Division	ELGIN
Census Blockgroup	6
Census Block	6012
Census Tract	850800

Owner

Source: Kane County records · APN 06-12-129-006

Assessment roll updated August 25, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	371 RIVER BLUFF RD, ELGIN, IL 60120-2421
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2021 · Amount on Record
Deed Sale	Dec 30, 2021 · Amount on Record
Prior Sale	Dec 08, 1998
Deed Doc Number	202196316
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KANE IL
Recording Date	Dec 30, 2021
Property Address	371 RIVER BLUFF RD, ELGIN, IL 60120-2421
Document Number	0000096316
Instrument Date	Dec 10, 2021
Instrument	2021K096316
Transaction Type	Transfer
Record Updated	Jan 13, 2022
Title Company	ATTORNEY'S TITLE, ATTORNEYS TTL GUARANTY FUND

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$230.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	371 RIVER BLUFF RD, ELGIN, IL 60120-2421

Mortgage

Document Number	0000096317
Date	Dec 30, 2021
Instrument	2021K096317

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2052

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated August 25, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,002.00 (+15.82%) Homeowner's exemption
2024		$79,842 (+21.39%) Land $17,056 Building $62,786	$239,622 (+21.44%) Land $51,188 Building $188,433
2022	$5,182.00 (+4.69%) Homeowner's exemption	$65,771 (+6.96%) Land $14,050 Building $51,721	$197,313 (+6.96%) Land $42,150 Building $155,163
2021	$4,950.00 Homeowner's exemption	$61,491 Land $13,136 Building $48,355	$184,473 Land $39,408 Building $145,065

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.