380 McCarthy Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 380 McCarthy Ave, Oceano, CA 93445 · Last verified October 2025

Property Summary

Property TypeHome Plus Accessory Dwelling Unit
Details3 bd · 1 ba · 516 sqft · built 1929
Lot Size0.137 acres (6,000 sqft)
OwnerIndividual Name on File
Last Sale$670,000 (Mar 2023)
Tax Bill$8,441 (2025)
Deeds & MortgagesMar 2023 Sale & Mortgage
Flood ZoneZone AE (high risk)
APN061-021-064

Property Details

APN / Parcel Number

Primary APN061-021-064

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Building Area516 sqft Living Area
Gross Area1,636 sqft

Exterior

Year BuiltBuilt 1929
Construction TypeWood
Lot Area6,000 sqft (0.137 acres)
Total Buildings2 Buildings

Utilities, Heating & Cooling

Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address380 MCCARTHY AVE
CityOCEANO
StateCA
Zip93445-9708
Property CategoryResidential
Property TypeResidential > Single Family > Home Plus Accessory Dwelling Unit
Legal DescriptionOCEANO BCH TR BL 41 LTS 47 46 E4FT 45
Legal SubdivisionOCEANO BEACH 02
Legal Block41
Legal Lot Number46,47 46
JurisdictionSAN LUIS OBISPO CA
Township / Civil DivisionARROYO GRANDE
Census Block Group2
Census Block2073
Census Tract12201

Owner

Source: San Luis Obispo County records · APN 061-021-064

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address81 ROSEWELL WAY, SAN JOSE, CA 95138-1637
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 17, 2023 · Amount on Record
Deed SaleMar 17, 2023 · Amount on Record
Deed Document Number2023007327
Record UpdatedJun 08, 2026

March 2023: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMar 17, 2023
Property Address380 MCCARTHY AVE, OCEANO, CA 93445-9708
Document Number0000007327
Map ReferenceMB A PG 150
Instrument DateFeb 22, 2023
Instrument2023007327
Transaction TypeTransfer
Record UpdatedSep 28, 2023
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address380 MCCARTHY AVE, OCEANO, CA 93445-9708

Mortgage

Document Number0000007328
DateMar 17, 2023
Instrument2023007328
Lender
NameMINH HUYNH
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$8,441.00 (+2.99%)$697,068 (+2%) Land $520,200 Building $176,868
2023$8,196.00 (+205.71%)$683,400 Land $510,000 Building $173,400
2022$2,681.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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