362 McCarthy Ave, Oceano, CA 93445 Property Records

San Luis Obispo County property record for 362 McCarthy Ave, Oceano, CA 93445 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 2007
Square Footage2,515 sqft Living Area
Lot Size3,000 sqft (0.069 acres)
Last Sale$1,100,000 (2022)
Tax Bill$12,562.00 (2025)

Property Details

APN / Parcel Number

Primary APN061-021-014

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms6 Rooms
Building Area2,515 sqft Living Area
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Construction TypeWood Construction
Lot Area3,000 sqft (0.069 acres)
Parking Spaces2 Parking Spaces

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air with Air Conditioning Heating
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Street Address362 MCCARTHY AVE
CityOCEANO
StateCA
Zip93445-9708
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionOCEANO BCH TR BL 41 LT 42
Legal SubdivisionOCEANO BEACH 02
Legal Block41
Legal Lot Number42
JurisdictionSAN LUIS OBISPO CA
Minor Civil DivisionARROYO GRANDE
Census Blockgroup2
Census Block2073
Census Tract12201

Owner

Source: San Luis Obispo County records · APN 061-021-014

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address505 HILLTOP CT, TAFT, CA 93268-4508
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
May 13, 2024Quit Claim Deed, Transfer
Quitclaim Document
Sep 19, 2022Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 19, 2022Affidavit of Death of Joint Tenant, Transfer
PLACER TITLE COMPANY
Nov 25, 2020Deed of Trust, Mortgage · Conventional Mortgage
OWNING CORPORATION
Nov 07, 2017Deed of Trust, Mortgage · Line of Credit
SLO CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleJan 05, 2004 · Amount on Record
Deed Doc Number202237192
Last Transfer DateApr 24, 2024
Transfer Doc0000012731
Record RefreshedSep 20, 2026

May 2024: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateMay 13, 2024
Property Address362 MCCARTHY AVE, OCEANO, CA 93445-9708
Document Number0000012731
Map ReferenceMB A PG 150
Instrument DateApr 24, 2024
Instrument2024012731
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 MCCARTHY AVE, OCEANO, CA 93445-9708

September 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 19, 2022
Property Address362 MCCARTHY AVE, OCEANO, CA 93445-9708
Document Number0000037192
Map ReferenceMB A PG 150
Instrument DateSep 08, 2022
Instrument2022037192
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address822 CANYON CT, TAFT, CA 93268-3847

Mortgage

Document Number0000037193
DateSep 19, 2022
Instrument2022037193
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2052

September 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN LUIS OBISPO CA
Recording DateSep 19, 2022
Property Address362 MCCARTHY AVE, OCEANO, CA 93445-9708
Document Number0000037191
Map ReferenceMB A PG 150
Instrument DateSep 08, 2022
Instrument2022037191
Transaction TypeTransfer
Record UpdatedSep 28, 2022
Title CompanyPLACER TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10621 KESTER AVE, MISSION HILLS, CA 91345-2121

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address362 MCCARTHY AVE, OCEANO, CA 93445-9708
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyORANGE COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address362 MCCARTHY AVE, OCEANO, CA 93445-9708

Mortgage

Document Number0000069520
DateNov 25, 2020
Instrument2020069520
Lender
NameOWNING CORPORATION
TypeNon-Lending Institution
AddressORANGE, CA 92868
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 01, 2050

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN LUIS OBISPO CA
Property Address362 MCCARTHY AVE, OCEANO, CA 93445-9708
Document Number0000052611
Instrument DateNov 07, 2017
Transaction TypeMortgage
Record UpdatedNov 27, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address362 MCCARTHY AVE OCEANO CA 934459708, OCEANO, CA 93445-9708

Mortgage

Document Number0000052611
DateNov 16, 2017
Instrument52611
Lender
NameSLO CU
TypeCredit Union
AddressSAN LUIS OBISPO, CA 93401
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueNov 15, 2047
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: San Luis Obispo County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Luis Obispo County
Unified School DistrictLucia Mar Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$1,167,328 (+2%) Land $477,543 Building $689,785
2025$12,562.00 (+4.54%)$1,144,440 (+4.04%) Land $468,180 Building $676,260
2023$12,017.00 (+29.16%)$1,100,000 Land $450,000 Building $650,000
2022$9,304.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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