San Luis Obispo County property record for 376 McCarthy Ave, Oceano, CA 93445 · Last verified October 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,510 sqft Living Area |
| Lot Size | 4,300 sqft (0.098 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $530,000 (2013) |
| Tax Bill | $7,234.00 (2025) |
Source: San Luis Obispo County records · APN 061-021-067
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 376 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| May 01, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST US COMMUNITY CU |
| Dec 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage THE MORTGAGE HOUSE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 07, 2013 · Amount on Record |
| Deed Sale | Feb 07, 2013 · Amount on Record |
| Prior Sale | May 30, 2007 · Amount on Record |
| Deed Doc Number | 0000007596 |
| Last Transfer Date | May 31, 2013 |
| Transfer Doc | 0000031461 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 376 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCOMMODATION |
| Name | Verified Name |
|---|
| Document Number | 0000018739 |
|---|---|
| Date | May 01, 2017 |
| Instrument | 2017018739 |
| Name | FIRST US COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SACRAMENTO, CA 95825 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 28, 2037 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 376 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 376 MCCARTHY AVE, OCEANO, CA 93445-9708 |
| Document Number | 0000075761 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 2020075761 |
| Name | THE MORTGAGE HOUSE |
|---|---|
| Type | Non-Lending Institution |
| Address | THOUSAND OAKS, CA 91362 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $7,234.00 (+4.63%) Homeowner's exemption | $652,644 (+4.04%) Land $400,208 Building $252,436 |
| 2023 | $6,914.00 (+1.5%) Homeowner's exemption | $627,303 Land $384,668 Building $242,635 |
| 2022 | $6,812.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 061-021-067 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,510 sqft Living Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1980 |
|---|---|
| Construction Type | Wood Construction |
| Lot Area | 4,300 sqft (0.098 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air Heating |
|---|
| Street Address | 376 MCCARTHY AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9708 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TN OCEANO OCEANO BCH SB 2PTN LTS 44 & 45 |
| Legal Subdivision | OCEANO BEACH SUB 02 |
| Legal Lot Number | 44,45 45 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Minor Civil Division | ARROYO GRANDE |
| Census Blockgroup | 2 |
| Census Block | 2073 |
| Census Tract | 12201 |
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