380 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 380 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 1,920 sqft · built 2020
Lot Size	0.12 acres (5,227 sqft)
Owner	2 Individual Names on File
Last Sale	$162,500 (May 2020)
Tax Bill	$3,036 (2025)
Deeds & Mortgages	Mar 2021 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone AE (high risk)
APN	`244NL046`

Property Details

APN / Parcel Number

Primary APN	`244NL046`
Alternative APNs	`108513241147` `80094995`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Building Area	1,920 sqft Heated Area
Gross Area	2,172 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Aluminum/Vinyl
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80094995
Street Address	380 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-0618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-145 PH-III LITTLE BEACH LANDING PL 81/67
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	145
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4025
Census Tract	20512

Owner

380 E Fourth St is owned and occupied by two individuals who bought it in May 2020.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	380 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Line of Credit BLUE RIDGE BANK
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage BLUE RIDGE BANK
May 29, 2020	Warranty Deed, Transfer · Line of Credit FIRST CITIZENS BANK & TRUST CO
Apr 9, 2018	Trustee's Deed, Transfer DW FAMILY GST TRUST (IT)
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 29, 2020 · Amount on File
Deed Sale	May 29, 2020 · Amount on File
Prior Sale	Apr 9, 2018 · Amount on File
Deed Book / Page	4368 / 1331
Prior Transfer Date	Apr 5, 2018
Prior Transfer Doc	0040370840
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	380 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	261 WHEELER CT, CLAYTON, NC 27527-5588

Mortgage

Document Number	0045780634
Date	Mar 24, 2021
Book Page	4578/634

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	LURAY, VA 22835

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	121 Months
Due	Apr 5, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	380 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0045420050
Date	Feb 3, 2021
Book Page	4542/50

Lender

Name	BLUE RIDGE BANK
Type	Bank
Address	GREENSBORO, NC 27409

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	May 29, 2020
Property Address	380 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0043681331
Book / Page	4368 / 1331
Map Reference	CAB 81 PG 65-72
Instrument Date	May 21, 2020
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$325.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, 2618, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	261 WHEELER CT, CLAYTON, NC 27527-5588

Mortgage

Document Number	0043681334
Date	May 29, 2020
Instrument	4368/1334

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 9, 2018
Property Address	380 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0040390101
Book / Page	004039 / 000101
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	40390115
Date	Apr 9, 2018
Book Page	004039/000115

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount on Record
Term	120 Months
Due	Apr 8, 2028

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 5, 2018
Property Address	380 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0040370840
Book / Page	004037 / 000840
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

The 2025 property tax bill for 380 E Fourth St was $3,036.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$829,280 (-) Land $250,000 Building $579,280	$829,280 (-) Land $250,000 Building $579,280
2025	$3,036.00	$829,280 Land $250,000 Building $579,280	$829,280 Land $250,000 Building $579,280
2024	$3,036.00
2023		$808,690 Land $250,000 Building $558,690	$808,690 Land $250,000 Building $558,690

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 380 E Fourth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 380 E Fourth St is moderate, ranking above 44% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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