372 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 372 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	5 bd · 5.5 ba · 2,566 sqft · built 2023
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on Record
Last Sale	$1,455,000 (Feb 2024)
Tax Bill	$5,062 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2023 Sale & Construction Loan + 3 more
Flood Zone	Zone AE (high risk)
APN	`244NL042`

Property Details

APN / Parcel Number

Primary APN	`244NL042`
Alternative APNs	`108513149124` `80112961` `80150701` `80168542`

Interior

Bedrooms	5 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Building Area	2,566 sqft Heated Area
Gross Area	4,424 sqft
1st Floor Area	608 sqft
Flooring	Laminate Plank
Interior Walls	Custom/Decorative
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Hip
Roof Material	Metal
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80168542
Street Address	372 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-0618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-141 PH-III LITTLE BEACH LANDING PL 81/67
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	141
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4025
Census Tract	20512

Owner

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	372 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Feb 15, 2024	Warranty Deed, Transfer · Conventional Mortgage UBS BANK USA
Mar 22, 2023	Warranty Deed, Construction Loan · Construction Mortgage THE CITIZENS BANK
Jun 24, 2021	Warranty Deed, Transfer
Apr 9, 2018	Trustee's Deed, Transfer DW FAMILY GST TRUST (IT)
Apr 5, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 15, 2024 · Amount on Record
Deed Sale	Feb 15, 2024 · Amount on Record
Prior Sale	Mar 22, 2023 · Amount on Record
Deed Book / Page	5136 / 1126
Last Transfer Date	May 22, 2025
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Feb 15, 2024
Property Address	372 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0051361126
Book / Page	5136 / 1126
Map Reference	CAB 81 PG 65-72
Instrument Date	Feb 5, 2024
Transaction Type	Transfer
Record Updated	Feb 27, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,910.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	104 RESERVE DR, CARROLLTON, GA 30117-4637

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5628 CLOSEBURN RD, CHARLOTTE, NC 28210-3008

Mortgage

Document Number	0051361128
Date	Feb 15, 2024
Instrument	5136/1128

Lender

Name	UBS BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Type Change Date	Mar 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	16.1%

March 2023: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 22, 2023
Property Address	372 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0049881093
Book / Page	4988 / 1093
Map Reference	CAB 81 PG 65-72
Instrument Date	Mar 20, 2023
Transaction Type	Construction Loan
Record Updated	Mar 31, 2023

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 736, CHESHIRE, MA 01225-0736

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	104 RESERVE DR, CARROLLTON, GA 30117-4637

Mortgage

Document Number	0049881095
Date	Mar 22, 2023
Instrument	4988/1095

Lender

Name	THE CITIZENS BANK
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Mar 21, 2028

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 24, 2021
Property Address	372 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0046480083
Book / Page	4648 / 83
Map Reference	CAB 81 PG 65-72
Instrument Date	Jun 10, 2021
Transaction Type	Transfer
Record Updated	Sep 29, 2023

Transaction

Amount	Amount Recorded
Tax	$352.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 736, CHESHIRE, MA 01225-0736
Investor	Possibly a Property Investor

April 2018: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 9, 2018
Property Address	372 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0040390101
Book / Page	004039 / 000101
Instrument Date	Apr 9, 2018
Transaction Type	Transfer
Record Updated	Apr 26, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,585.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Mortgage

Document Number	40390115
Date	Apr 9, 2018
Book Page	004039/000115

Lender

Name	DW FAMILY GST TRUST (IT)
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Apr 8, 2028

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 5, 2018
Property Address	372 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0040370840
Book / Page	004037 / 000840
Instrument Date	Apr 5, 2018
Transaction Type	Transfer
Record Updated	Jan 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY WILMINGTON NC 284057426, WILMINGTON, NC 28405-7426

Tax Assessment & Valuation

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,363,120 (-) Land $250,000 Building $1,113,120	$1,363,120 (-) Land $250,000 Building $1,113,120
2025	$5,062.00 (+29.2%)	$1,363,120 (+445.25%) Land $250,000 Building $1,113,120	$1,363,120 (+445.25%) Land $250,000 Building $1,113,120
2024	$3,918.00
2023		$250,000 Land $250,000	$250,000 Land $250,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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