378 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 378 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,144 sqft · built 2021
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Last Sale	$820,000 (Sep 2022)
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Mar 2026 Sale Sep 2022 Sale & Mortgage + 2 more
Flood Zone	Zone AE (high risk)
APN	`244NL045`

Property Details

APN / Parcel Number

Primary APN	`244NL045`
Alternative APNs	`108513240196` `80112070` `80131489`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Building Area	2,144 sqft Heated Area
Gross Area	3,136 sqft
1st Floor Area	152 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Fiber Cement Siding
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Shingle
Lot Area	5,227 sqft (0.12 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80131489
Street Address	378 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-0618
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-144 PH-III LITTLE BEACH LANDING PL 81/67
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	144
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4025
Census Tract	20512

Owner

378 E Fourth St is owned by a company that bought it in September 2022.

Source: Brunswick County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	602 BROOKVIEW DR, ELON, NC 27244-9187
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2026	Warranty Deed, Transfer
Sep 2, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CALIBER HOME LOANS INC
Jun 3, 2021	Warranty Deed, Transfer
Mar 11, 2021	Grant Deed, Transfer LW OI INVESTMENT LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2022 · Amount on File
Deed Sale	Sep 2, 2022 · Amount on File
Prior Sale	Jun 3, 2021 · Amount on File
Deed Book / Page	4907 / 107
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 16, 2026
Property Address	378 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0055191348
Book / Page	5519 / 1348
Map Reference	CAB 81 PG 65-72
Instrument Date	Mar 2, 2026
Transaction Type	Transfer
Record Updated	Apr 1, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 BROOKVIEW DR, ELON, NC 27244-9187

September 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Sep 2, 2022
Property Address	378 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0049070107
Book / Page	4907 / 107
Map Reference	CAB 81 PG 65-72
Instrument Date	Aug 26, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 8, 2022
Title Company	FIRST AMERICAN MORTGAGE SLN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,640.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	139 SHALLOTTE BLVD, 139, OCEAN ISLE BEACH, NC 28469-7713

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	602 BROOKVIEW DR, ELON, NC 27244-9187

Mortgage

Document Number	0004907110
Date	Sep 2, 2022
Instrument	4907/110

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2052

Mortgage

Document Number	0049070130
Date	Sep 2, 2022
Book Page	4907/130

Lender

Name	TOWER FCU
Type	Credit Union
Address	LAUREL, MD 20707

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Oct 25, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 3, 2021
Property Address	378 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0046340295
Book / Page	4634 / 295
Map Reference	CAB 81 PG 65-72
Instrument Date	May 26, 2021
Transaction Type	Transfer
Record Updated	Nov 8, 2022

Transaction

Amount	Amount on Record
Tax	$430.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11 CAUSEWAY DR, 11, OCEAN ISLE BEACH, NC 28469-7505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	139 SHALLOTTE BLVD, OCEAN ISLE BEACH, NC 28469-7713

March 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Mar 11, 2021
Property Address	378 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0618
Document Number	0045671179
Book / Page	004567 / 001179
Instrument Date	Mar 10, 2021
Transaction Type	Transfer
Record Updated	Apr 6, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,616.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11 CAUSEWAY DR OCEAN ISLE BEACH NC 284697505, OCEAN ISLE BEACH, NC 28469-7505
Investor	Possibly a Property Investor

Mortgage

Document Number	45671182
Date	Mar 11, 2021
Book Page	004567/001182

Lender

Name	LW OI INVESTMENT LLC
Address	11 CAUSEWAY DR, OCEAN ISLE BEACH, NC 28469-7505

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 378 E Fourth St was $3,803.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$995,050 (-) Land $250,000 Building $745,050	$995,050 (-) Land $250,000 Building $745,050
2025	$3,803.00	$995,050 Land $250,000 Building $745,050	$995,050 Land $250,000 Building $745,050
2024	$3,803.00
2023		$995,050 Land $250,000 Building $745,050	$995,050 Land $250,000 Building $745,050

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 378 E Fourth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 378 E Fourth St is moderate, ranking above 44% of the US, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on E Fourth St

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