391 E Fourth St, Ocean Isle Beach, NC 28469 Property Records

Brunswick County property record for 391 E Fourth St, Ocean Isle Beach, NC 28469

Property Summary

Property Type	Single Family Home
Details	8 bd · 8.5 ba · 3,888 sqft · built 2022
Lot Size	0.211 acres (9,191 sqft)
Owner	Trust Name on File
Tax Bill	$5,944 (2025)
Deeds & Mortgages	Aug 2022 Construction Loan Jun 2022 Sale + 3 more
Flood Zone	Zone AE (high risk)
APN	`244NL025`

Property Details

APN / Parcel Number

Primary APN	`244NL025`
Alternative APNs	`108513243557` `80024218` `80128485` `80154673`

Interior

Bedrooms	8 Beds
Full Baths	8.5 Baths
Half Baths	1 Half Bath
Building Area	3,888 sqft Heated Area
Gross Area	5,231 sqft
1st Floor Area	623 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2022
Exterior Material	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Metal
Lot Area	9,191 sqft (0.211 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	80154673
Street Address	391 E FOURTH ST
City	OCEAN ISLE BEACH
State	NC
Zip	28469-0630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L-106 PH-III LITTLE BEACH LANDING PL 81/67
Legal Subdivision	LITTLE BEACH LANDING SUBDIVISION
Legal Phase	III
Legal Lot Number	106
Jurisdiction	BRUNSWICK NC
Township / Civil Division	SHALLOTTE
Census Block Group	4
Census Block	4006
Census Tract	20512

Owner

391 E Fourth St is owner-occupied and held in a trust since May 2024.

Source: Brunswick County records, as of October 20, 2026

Owner of Record	Trust Name on File
Mailing Address	391 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2022	Deed of Trust, Mortgage · Construction Mortgage SOUTH STATE BANK NA
Jun 13, 2022	Warranty Deed, Transfer
Apr 6, 2022	Warranty Deed, Transfer
Apr 27, 2021	Special Warranty Deed, Transfer
Apr 27, 2021	Special Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 13, 2022
Deed Sale	Jun 13, 2022
Prior Sale	Apr 6, 2022 · Amount on File
Deed Book / Page	4865 / 553
Last Transfer Date	May 22, 2024
Transfer Doc	0051830756
Record Updated	Oct 29, 2026

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BRUNSWICK NC
Property Address	391 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Transaction Type	Mortgage
Record Updated	Oct 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 WEDDINGTON LAKE DR, WEDDINGTON, NC 28104-8743

Mortgage

Document Number	0048910889
Date	Aug 1, 2022
Book Page	4891/889

Lender

Name	SOUTH STATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Jun 13, 2022
Property Address	391 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0048650553
Book / Page	4865 / 553
Map Reference	CAB 81 PG 65-72
Instrument Date	Jun 10, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2009 WEDDINGTON LAKE DR, WEDDINGTON, NC 28104-8743

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 WEDDINGTON LAKE DR, WEDDINGTON, NC 28104-8743

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 6, 2022
Property Address	391 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0048281150
Book / Page	4828 / 1150
Map Reference	CAB 81 PG 65-72
Instrument Date	Apr 4, 2022
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount on Record
Tax	$660.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2009 WEDDINGTON LAKE DR, WEDDINGTON, NC 28104-8743

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 27, 2021
Property Address	391 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0046050110
Book / Page	4605 / 110
Map Reference	CAB 81 PG 65-72
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Amount	Amount on Record
Tax	$10,449.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BRUNSWICK NC
Recording Date	Apr 27, 2021
Property Address	391 E FOURTH ST, OCEAN ISLE BEACH, NC 28469-0630
Document Number	0046050107
Book / Page	4605 / 107
Map Reference	CAB 81 PG 65-72
Instrument Date	Apr 27, 2021
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Irrevocable Trust
Address	2618 NEW VILLAGE WAY, WILMINGTON, NC 28405-7426
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 391 E Fourth St was $5,944.

Source: Brunswick County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Brunswick County
Municipality	Ocean Isle Beach Town
Unified School District	Brunswick County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,505,770 (-) Land $330,000 Building $1,175,770	$1,505,770 (-) Land $330,000 Building $1,175,770
2025	$5,944.00	$1,505,770 Land $330,000 Building $1,175,770	$1,505,770 Land $330,000 Building $1,175,770
2024	$5,944.00
2023		$732,070 Land $330,000 Building $402,070	$732,070 Land $330,000 Building $402,070

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 391 E Fourth St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	13.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 612 individual policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	663 units insured incl. 51 condo units
Nearby Flood Claims	744 (1979–2024)
Claims Outside the SFHA	7 of 744
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Hurricane Isaias, Aug 2020 · 92 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 124 claims Hurricane Hugo, Sep 1989 · 120 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 391 E Fourth St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 43% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF OCEAN ISLE BEACH serves 7,925 people · EPA ID NC0410035
Water Source	Purchased surface water from BRUNSWICK COUNTY WATER SYSTEM
Last State Inspection	Apr 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 105 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Focus Broadband Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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