38 Winter St, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 38 Winter St, Franklin, MA 02038

Property Summary

Property Type	Duplex
Details	3 bd · 2 ba · 1,587 sqft · built 1910
Lot Size	0.28 acres (12,179 sqft)
Owner	Company Name on Record
Tax Bill	$6,142 (2025)
Deeds & Mortgages	May 2018 Transfer Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`66-288`

Property Details

APN / Parcel Number

Primary APN	`66-288`
Alternative APNs	`FRAN M:286 L:114` `M:066 L:288`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	1,587 sqft Living Area
Gross Area	3,187 sqft
Basement Area	852 sqft
Unfinished Basement	852 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Duplex Single
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,179 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	66-288
Street Address	38 WINTER ST
City	FRANKLIN
State	MA
Zip	02038-2226
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Lot Number	114
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	1
Census Block	1010
Census Tract	442204

Owner

Source: Norfolk County and Franklin Town City records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	34 LOST HORSE TRL, FRANKLIN, MA 02038-1287
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Quit Claim Deed, Transfer Quitclaim
Oct 31, 2017	Quit Claim Deed, Transfer LEADER BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 30, 2018
Deed Sale	May 30, 2018
Prior Sale	Oct 31, 2017 · Amount on Record
Deed Book / Page	36016 / 598
Transfer Doc	28649-494
Record Updated	Sep 20, 2026

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	May 30, 2018
Property Address	38 WINTER ST, FRANKLIN, MA 02038-2226
Document Number	36016-598
Book / Page	036016 / 000598
Instrument Date	May 29, 2018
Instrument	42952
Transaction Type	Transfer
Record Updated	Jun 19, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	34 LOST HORSE TRL FRANKLIN MA 020381287, FRANKLIN, MA 02038-1287

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Oct 31, 2017
Property Address	38 WINTER ST, FRANKLIN, MA 02038-2226
Document Number	35561-446
Book / Page	35561 / 446
Instrument	104005
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$39.61
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	355610448
Date	Oct 31, 2017
Instrument	35561/0448

Lender

Name	LEADER BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Oct 31, 2047

Tax Assessment & Valuation

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,142.00 (+10.07%)	$528,600 (+11.68%) Land $220,800 Building $307,800
2024	$5,580.00 (+8.24%)	$473,300 (+15.5%) Land $220,800 Building $252,500
2023	$5,155.00	$409,800 Land $204,200 Building $205,600

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

May also be available: T-Mobile.

Nearby Properties on Winter St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures