38 Tessera Ave, Foothill Ranch, CA 92610 Property Records

Orange County property record for 38 Tessera Ave, Foothill Ranch, CA 92610

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 3,456 sqft · built 1995
Lot Size	0.165 acres (7,200 sqft)
Owner	2 Trust Names on File
Last Sale	$1,700,000 (Apr 2026)
Tax Bill	$10,481 (2025)
Deeds & Mortgages	Apr 2026 Sale Mar 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`601-261-01`

Property Details

APN / Parcel Number

Primary APN	`601-261-01`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Building Area	3,456 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Lot Area	7,200 sqft (0.165 acres)
Garage Area	608 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 TESSERA AVE
City	FOOTHILL RANCH
State	CA
Zip	92610-1928
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 13791 BLK LOT 1
Legal Subdivision	LYON HEIGHTS
Legal Tract	13791
Legal Lot Number	1
Jurisdiction	ORANGE CA
Township / Civil Division	IRVINE-LAKE FOREST
Census Block Group	1
Census Block	1002
Census Tract	52427

Owner

38 Tessera Ave is owner-occupied and held in a trust since April 2026.

Source: Orange County records, as of August 6, 2026

Owner of Record	2 Trust Names on File
Mailing Address	38 TESSERA AVE, FOOTHILL RANCH, CA 92610-1928
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 23, 2026	Grant Deed, Transfer FIDELITY NATIONAL TITLE
Mar 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANPAL LLC
Mar 27, 2018	Deed of Trust, Mortgage BANK OF AMERICA NA
Nov 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC
Sep 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 23, 2026 · Amount on File
Deed Sale	Apr 23, 2026 · Amount on File
Prior Sale	May 15, 2015 · Amount on File
Deed Document Number	2026115860
Record Updated	Oct 29, 2026

April 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Apr 23, 2026
Property Address	38 TESSERA AVE, FOOTHILL RANCH, CA 92610-1928
Document Number	0000115860
Instrument Date	Mar 30, 2026
Instrument	2026115860
Transaction Type	Transfer
Record Updated	Aug 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$188,870.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	38 TESSERA AVE, FOOTHILL RANCH, CA 92610-1928

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 TESSERA AVE, FOOTHILL RANCH, CA 92610-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116006
Date	Mar 16, 2020
Instrument	2020000116006

Lender

Name	LOANPAL LLC
Type	Non-Lending Institution
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Apr 1, 2035

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 TESSERA AVE, FOOTHILL RANCH, CA 92610-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000107018
Date	Mar 27, 2018
Instrument	2018000107018

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Amount	Amount on Record

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 TESSERA AVE, FOOTHILL RANCH, CA 92610-1928
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATL TTL ORANGE CNT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26741 PORTOLA PKWY 1E, 1E, FOOTHILL RANCH, CA 92610-1763

Mortgage

Document Number	0000680631
Date	Nov 23, 2020
Instrument	2020000680631

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Dec 1, 2035

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 TESSERA AVE, FOOTHILL RANCH, CA 92610-1928
Document Number	0000390151
Instrument Date	Sep 8, 2017
Transaction Type	Mortgage
Record Updated	Sep 22, 2017
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	38 TESSERA AVE FOOTHILL RANCH CA 926101928, FOOTHILL RANCH, CA 92610-1928

Mortgage

Document Number	0000390151
Date	Sep 14, 2017
Instrument	390151

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 13, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 38 Tessera Ave was $10,481, up 1.9% from the year before.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Lake Forest City
Unified School District	Saddleback Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,029,619 (+2%) Land $621,948 Building $407,671
2025	$10,481.00 (+1.86%) Homeowner's exemption	$1,009,431 Land $609,753 Building $399,678
2024	$10,290.00 (+2.43%)
2023	$10,046.00 (+1.82%) Homeowner's exemption	$1,086,305 Land $586,076 Building $500,229
2022	$9,866.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 38 Tessera Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Tessera Ave is high, ranking above 82% of the US, with a 0.7% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 60% of California
Wildfire Likelihood	0.7% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IRVINE RANCH WATER DISTRICT serves 450,323 people · EPA ID CA3010092
Water Source	Surface water
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fixed Wireless in parts of the area	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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