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38 Tera Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 38 Tera Ln, Winter Haven, FL 33880 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1983
Square Footage1,570 sqft Living Area
Lot Size23,096 sqft (0.53 acres)
OccupancyOwner Occupied
Last Sale$169,000 (2018)
Tax Bill$2,465.00 (2025)

Property Details

APN / Parcel Number

Primary APN25-28-36-355251-000190
Alternative APNs
  • 362825355251000190
  • 62825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,570 sqft Living Area
Gross Area2,054 sqft Gross Area
1st Floor1,570 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1983
Effective Year BuiltEffective 1983
Exterior MaterialStucco Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionGable Roof Construction
Roof MaterialOther (not Classified) Roof
Lot Area23,096 sqft (0.53 acres)
Depth X Width220 ft x 105 ft Depth x Width
Garage TypeAttached Garage
Garage Area484 sqft Garage
Porch Area300 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address38 TERA LN
CityWINTER HAVEN
StateFL
Zip33880-1730
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionTERA PB 74 PG 4 LOT 19
Legal Range25E
Legal Township28S
Legal Section36
Legal SubdivisionTERA
Legal Tract355251
Legal Block2
Legal Lot Number19
JurisdictionPOLK FL
Minor Civil DivisionWINTER HAVEN-AUBURNDALE
Census Blockgroup2
Census Block2001
Census Tract13802

Owner

Source: Polk County records · APN 25-28-36-355251-000190

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address38 TERA LN, WINTER HAVEN, FL 33880-1730
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 10, 2020Deed of Trust, Mortgage
MIDFLORIDA CU ISAOA
Mar 05, 2018Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI)
MIDFLORIDA CU ISAOA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2018 · Amount on Record
Deed SaleMar 05, 2018 · Amount on Record
Prior SaleJun 17, 1994 · Amount on Record
Deed Doc Number201847653
Deed Book / Page10413 / 222
Record RefreshedSep 20, 2026

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address38 TERA LN, WINTER HAVEN, FL 33880-1730
Document Number0113051888
Instrument DateJul 10, 2020
Transaction TypeMortgage
Record UpdatedAug 06, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address38 TERA LN WINTER HAVEN FL 338801730, WINTER HAVEN, FL 33880-1730

Mortgage

Document Number0113051888
DateJul 22, 2020
Book Page011305/001888
Instrument146049
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
AmountAmount Recorded
Term240 Months
DueJul 21, 2040

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPOLK FL
Recording DateMar 05, 2018
Property Address38 TERA LN, WINTER HAVEN, FL 33880-1730
Document Number0104130222
Book / Page010413 / 000222
Instrument DateFeb 28, 2018
Instrument47653
Transaction TypeTransfer
Record UpdatedMay 03, 2018
Title CompanyREAL ESTATE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,183.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address100 2ND JPV ST WINTER HAVEN FL 338801730, WINTER HAVEN, FL 33880-1730

Mortgage

Document Number104130223
DateMar 05, 2018
Book Page010413/000223
Instrument47654
Lender
NameMIDFLORIDA CU ISAOA
TypeCredit Union
AddressLAKELAND, FL 33802-8008
Agreement
TypeConventional Mortgage with Private Mortgage Insurance (PMI)
AmountAmount Recorded
Term360 Months
DueMar 04, 2048

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,465.00 (-20.33%) Homeowner's exemption$230,856 (+5.99%)$272,488 (-12.27%) Land $44,000 Building $228,488
2023$3,094.00 (+3.27%) Homeowner's exemption$217,816 (+3%)$310,587 (+10.79%) Land $42,000 Building $268,587
2022$2,996.00 Homeowner's exemption$211,472$280,340 Land $35,000 Building $245,340

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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