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34 Tera Ln, Winter Haven, FL 33880 Property Records

Polk County property record for 34 Tera Ln, Winter Haven, FL 33880 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,031 sqft · built 1984
Lot Size0.808 acres (35,210 sqft)
OwnerIndividual Name on File
Tax Bill$1,450 (2025)
Deeds & MortgagesFeb 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN25-28-36-355251-000170

Property Details

APN / Parcel Number

Primary APN25-28-36-355251-000170
Alternative APNs
  • 362825355251000170
  • 62825000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,031 sqft Living Area
Gross Area2,583 sqft
1st Floor Area2,031 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable
Roof MaterialOther
Lot Area35,210 sqft (0.808 acres)
Lot Dimensions258 ft deep x 120 ft wide
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area552 sqft
PorchEnclosed/Unfinished Porch
Porch Area560 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address34 TERA LN
CityWINTER HAVEN
StateFL
Zip33880-1730
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTERA PB 74 PG 4 LOT 17
Legal Range25E
Legal Township28S
Legal Section36
Legal SubdivisionTERA
Legal Tract355251
Legal Block2
Legal Lot Number17
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group2
Census Block2001
Census Tract13802

Owner

Source: Polk County records · APN 25-28-36-355251-000170

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address34 TERA LN, WINTER HAVEN, FL 33880-1730
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Record UpdatedSep 20, 2026

February 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address34 TERA LN, WINTER HAVEN, FL 33880-1730
Document Number0100800495
Instrument DateFeb 28, 2017
Transaction TypeMortgage
Record UpdatedAug 21, 2018
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address34 TERA LN WINTER HAVEN FL 338801730, WINTER HAVEN, FL 33880-1730

Mortgage

Document Number0100800495
DateMar 02, 2017
Book Page010080/000495
Instrument41133
Lender
NameWELLS FARGO BK
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueMar 01, 2032

Tax Assessment & Valuation

Source: Polk County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,450.00 (-21.83%) Homeowner's exemption$152,398 (+5.99%)$290,796 (-15.34%) Land $44,000 Building $246,796
2023$1,855.00 (+3.86%) Homeowner's exemption$143,789 (+3%)$343,503 (+15.51%) Land $42,000 Building $301,503
2022$1,786.00 Homeowner's exemption$139,601$297,388 Land $35,000 Building $262,388

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050138022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 14 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies14 in force
Nearby Flood Claims5 (2004–2017)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 2017, other causes, Hurricane Irma
Claims By Storm
  • Hurricane Frances, Sep 2004 · 3 claims

Wildfire

Wildfire RiskLow
above 7% of the US · above 6% of Florida
Wildfire LikelihoodAbout 1 in 2,632 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
FrontierFiber7,000 / 7,000
SpectrumCable1,000 / 1,000
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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