Polk County property record for 26 Tera Ln, Winter Haven, FL 33880 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,124 sqft · built 1988 |
| Lot Size | 0.5 acres (21,763 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $269,900 (Nov 2018) |
| Tax Bill | $3,687 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Nov 2018 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-36-355251-000130 |
| Primary APN | 25-28-36-355251-000130 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,124 sqft Living Area |
| Gross Area | 2,676 sqft |
| 1st Floor Area | 2,124 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,763 sqft (0.5 acres) |
| Lot Dimensions | 199 ft deep x 109 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Pool Area | 512 sqft |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 300 sqft |
| Utility Building | 77 sqft |
| Cooling System | Central |
|---|
| Street Address | 26 TERA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERA PB 74 PG 4 LOT 13 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | TERA |
| Legal Tract | 355251 |
| Legal Block | 2 |
| Legal Lot Number | 13 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records · APN 25-28-36-355251-000130
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 TERA LN, WINTER HAVEN, FL 33880-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 22, 2020 | Deed of Trust, Mortgage PARAMOUNT RESID'L MTG |
| Nov 20, 2018 | Warranty Deed, Transfer · Conventional with PMI PARAMOUNT RESID'L MTG |
| Sep 06, 2018 | Deed of Trust, Mortgage · Line of Credit CENTERSTATE BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2018 · Amount on Record |
| Deed Sale | Nov 20, 2018 · Amount on Record |
| Deed Document Number | 2018242904 |
| Deed Book / Page | 10676 / 205 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 26 TERA LN, WINTER HAVEN, FL 33880-1730 |
| Document Number | 0113970968 |
| Instrument Date | Sep 22, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26 TERA LN WINTER HAVEN FL 338801730, WINTER HAVEN, FL 33880-1730 |
| Document Number | 0113970968 |
|---|---|
| Date | Oct 01, 2020 |
| Book Page | 011397/000968 |
| Instrument | 206403 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 30, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Nov 20, 2018 |
| Property Address | 26 TERA LN, WINTER HAVEN, FL 33880-1730 |
| Document Number | 0106760205 |
| Book / Page | 010676 / 000205 |
| Instrument Date | Nov 20, 2018 |
| Instrument | 242904 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2018 |
| Title Company | INTEGRITY FIRST TITLE, INTEGRITY FIRST TITLE LLC/WINT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,889.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1049 STATION ST LAKELAND FL 338134840, LAKELAND, FL 33813-4840 |
| Document Number | 106760207 |
|---|---|
| Date | Nov 20, 2018 |
| Book Page | 010676/000207 |
| Instrument | 242905 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 19, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 26 TERA LN, WINTER HAVEN, FL 33880-1730 |
| Document Number | 0106222244 |
| Instrument Date | Sep 06, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2018 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 26 TERA LN WINTER HAVEN FL 338801730, WINTER HAVEN, FL 33880-1730 |
| Document Number | 0106222244 |
|---|---|
| Date | Sep 25, 2018 |
| Book Page | 010622/002244 |
| Instrument | 203417 |
| Name | CENTERSTATE BK NA |
|---|---|
| Type | Bank |
| Address | WINTER HAVEN, FL 33880 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Sep 24, 2028 |
| Rate Type | Adjustable Rate |
|---|
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,687.00 (-15.98%) | $285,240 (-13.89%) Land $44,000 Building $241,240 | $285,240 (-13.89%) Land $44,000 Building $241,240 |
| 2023 | $4,388.00 (+9.15%) | $331,246 (+11.98%) Land $42,000 Building $289,246 | $331,246 (+11.98%) Land $42,000 Building $289,246 |
| 2022 | $4,020.00 | $295,796 Land $35,000 Building $260,796 | $295,796 Land $35,000 Building $260,796 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121050138022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 14 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2017, other causes, Hurricane Irma |
| Claims By Storm |
|
| Wildfire Risk | Low above 7% of the US · above 6% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,632 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 435 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Frontier | Fiber | 7,000 / 7,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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