Polk County property record for 28 Tera Ln, Winter Haven, FL 33880
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,720 sqft · built 1985 |
| Lot Size | 0.5 acres (21,776 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $151,750 (Jul 2016) |
| Tax Bill | $1,965 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-28-36-355251-000140 |
| Primary APN | 25-28-36-355251-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 2,287 sqft |
| 1st Floor Area | 1,615 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 21,776 sqft (0.5 acres) |
| Lot Dimensions | 200 ft deep x 109 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Pool Type | Enclosed Pool |
|---|---|
| Porch | Screened/Unfinished Porch |
| Porch Area | 954 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 28 TERA LN |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33880-1730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TERA PB 74 PG 4 LOT 14 |
| Legal Range | 25E |
| Legal Township | 28S |
| Legal Section | 36 |
| Legal Subdivision | TERA |
| Legal Tract | 355251 |
| Legal Block | 2 |
| Legal Lot Number | 14 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 13802 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 28 TERA LN, WINTER HAVEN, FL 33880-1730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 21, 2016 · Amount on Record |
| Deed Sale | Jul 21, 2016 · Amount on Record |
| Prior Sale | Aug 24, 2015 · Amount on Record |
| Deed Document Number | 2016132262 |
| Deed Book / Page | 9883 / 1978 |
| Record Updated | Oct 29, 2026 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $197,416 (+2.7%) | $312,959 (+2.93%) Land $44,000 Building $268,959 | |
| 2025 | $1,965.00 (-16.84%) Homeowner's exemption | $192,226 (+5.99%) | $304,038 (-12.55%) Land $44,000 Building $260,038 |
| 2023 | $2,363.00 (+3.41%) Homeowner's exemption | $181,368 (+3%) | $347,670 (+21.17%) Land $42,000 Building $305,670 |
| 2022 | $2,285.00 Homeowner's exemption | $176,085 | $286,938 Land $35,000 Building $251,938 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 5 (2004–2017) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CENTRAL serves 13,595 people · EPA ID FL6534609 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2023 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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