38 Shady Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 38 Shady Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,052 sqft · built 1955
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Dec 1986)
Tax Bill	$13,232 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`14-01704-0000-00024`

Property Details

APN / Parcel Number

Primary APN	`14-01704-0000-00024`
Alternative APNs	`1400513000000043A` `140170400024`

Interior

Building Area	2,052 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Lot Area	18,731 sqft (0.43 acres)

Location & Zoning

Old Parcel Number	1400513000000043A
Street Address	38 SHADY TER
City	WAYNE
State	NJ
Zip	07470-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	PACKANACK LAKE INC
Legal Block	1704
Legal Lot Number	24
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	38 SHADY TER, WAYNE, NJ 07470-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 1986 · Amount on Record
Deed Sale	Dec 22, 1986 · Amount on Record
Deed Book / Page	117 / 585
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Recording Date	May 20, 2026
Property Address	38 SHADY TER, WAYNE, NJ 07470-4320
Document Number	0000017260
Book / Page	19949 / 229
Instrument Date	May 11, 2026
Instrument	202617260
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	CLEAREDGE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 SHADY TER, WAYNE, NJ 07470-4320

Mortgage

Document Number	0000017260,
Date	May 20, 2026
Book Page	19949/229
Instrument	202617260

Lender

Name	POINT DIGITAL FINANCIAL INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 11, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,600 (-) Land $104,100 Building $116,500	$220,600 (-) Land $104,100 Building $116,500
2025	$13,232.00 (+0.88%)	$220,600 (-) Land $104,100 Building $116,500	$220,600 (-) Land $104,100 Building $116,500
2024	$13,117.00 (+5.17%)
2023		$220,600 Land $104,100 Building $116,500	$220,600 Land $104,100 Building $116,500
2022	$12,472.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 92% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300