28 Shady Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 28 Shady Ter, Wayne, NJ 07470

Property Summary

Property Type	Single Family Home
Details	2,055 sqft · built 1955
Lot Size	0.287 acres (12,502 sqft)
Owner	2 Individual Names on Record
Last Sale	$219,000 (Sep 1996)
Tax Bill	$15,001 (2025)
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`14-01704-0000-00022`

Property Details

APN / Parcel Number

Primary APN	`14-01704-0000-00022`
Alternative APNs	`1400513000000039A` `140170400022`

Interior

Building Area	2,055 sqft Living Area

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Cape Cod
Lot Area	12,502 sqft (0.287 acres)

Location & Zoning

Old Parcel Number	1400513000000039A
Street Address	28 SHADY TER
City	WAYNE
State	NJ
Zip	07470-4320
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1704
Legal Lot Number	22
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	2
Census Block	2005
Census Tract	246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	28 SHADY TER, WAYNE, NJ 07470-4320
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2024	Deed of Trust, Mortgage · Line of Credit TD BANK NA
Jul 31, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 1996 · Amount on Record
Deed Sale	Sep 5, 1996 · Amount on Record
Deed Book / Page	146 / 165
Record Updated	Sep 20, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	28 SHADY TER, WAYNE, NJ 07470-4320
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	OLD REPUBLIC TITLE RIS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008166
Date	Mar 11, 2024
Book Page	M18837/34
Instrument	2024008166

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	358 Months
Due	Jan 22, 2054

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	28 SHADY TER, WAYNE, NJ 07470-4320
Document Number	0000038252
Instrument Date	Jul 31, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	28 SHADY TER WAYNE NJ 074704320, WAYNE, NJ 07470-4320

Mortgage

Document Number	0000038252
Date	Aug 11, 2017
Book Page	014611/000069
Instrument	38252

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 10, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$250,100 (-) Land $105,600 Building $144,500	$250,100 (-) Land $105,600 Building $144,500
2025	$15,001.00 (+0.88%)	$250,100 (-) Land $105,600 Building $144,500	$250,100 (-) Land $105,600 Building $144,500
2024	$14,870.00 (+5.16%)
2023		$250,100 Land $105,600 Building $144,500	$250,100 Land $105,600 Building $144,500
2022	$14,140.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (1980–2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Severe Storms And Flooding, Mar 2010 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber	2,300 / 2,300

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Shady Ter

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures