Passaic County and Wayne Township property record for 44 Shady Ter, Wayne, NJ 07470
| Property Type | Single Family Home |
|---|---|
| Details | 2,374 sqft · built 1940 |
| Lot Size | 0.287 acres (12,502 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $387,000 (Sep 2018) |
| Tax Bill | $14,353 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Nov 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-01704-0000-00026 |
| Primary APN | 14-01704-0000-00026 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,374 sqft Living Area |
|---|
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Lot Area | 12,502 sqft (0.287 acres) |
| Old Parcel Number | 1400513000000048 |
|---|---|
| Street Address | 44 SHADY TER |
| City | WAYNE |
| State | NJ |
| Zip | 07470-4320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | PACKANACK LAKE |
| Legal Block | 1704 |
| Legal Lot Number | 26 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WAYNE |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 246202 |
44 Shady Ter is owned and occupied by two individuals who bought it in September 2018.
Source: Passaic County and Wayne Township records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 44 SHADY TER, WAYNE, NJ 07470-4320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 20, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Nov 26, 2019 | Deed of Trust, Mortgage · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Sep 13, 2018 | Deed, Transfer · Conventional Mortgage ABSOLUTE HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 2018 · Amount on File |
| Deed Sale | Sep 13, 2018 · Amount on File |
| Prior Sale | Oct 20, 2005 |
| Deed Document Number | 201841960 |
| Deed Book / Page | 3401 / 136 |
| Prior Transfer Date | Sep 22, 2005 |
| Prior Transfer Doc | 1101000295 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 44 SHADY TER, WAYNE, NJ 07470-4320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 12, 2021 |
| Title Company | 1ST RATE TTL & SETMNT SVCS L |
| Name | Verified Name |
|---|
| Document Number | 0000004927 |
|---|---|
| Date | Jan 20, 2021 |
| Book Page | M16760/37 |
| Instrument | 2021004927 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Property Address | 44 SHADY TER, WAYNE, NJ 07470-4320 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | ACRES LAND TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000055255 |
|---|---|
| Date | Nov 26, 2019 |
| Book Page | M15857/0105 |
| Instrument | 2019055255 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Sep 13, 2018 |
| Property Address | 44 SHADY TER, WAYNE, NJ 07470-4320 |
| Document Number | 0000041960 |
| Book / Page | D3401 / 0136 |
| Map Reference | MAP2395 |
| Instrument Date | Jun 28, 2018 |
| Instrument | 2018041960 |
| Transaction Type | Transfer |
| Record Updated | Nov 4, 2021 |
| Title Company | TRUE NORTH TITLE SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $387.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 27 ROSEDALE AVE, 27, CLIFTON, NJ 07013-3411 |
| Name | Verified Name |
|---|---|
| Address | 44 SHADY TERRANCE, WAYNE, NJ 07470-4320 |
| Document Number | 0000041962 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | M15197/0146 |
| Instrument | 2018041962 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFIELD, NJ 07004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2048 |
The 2025 property tax bill for 44 Shady Ter was $14,353, up 0.9% from the year before.
Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| County Subdivision | Wayne Township |
| Unified School District | Wayne Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $239,300 (-) Land $105,600 Building $133,700 | $239,300 (-) Land $105,600 Building $133,700 | |
| 2025 | $14,353.00 (+0.88%) | $239,300 Land $105,600 Building $133,700 | $239,300 Land $105,600 Building $133,700 |
| 2024 | $14,228.00 | ||
| 2023 | $239,300 Land $105,600 Building $133,700 | $239,300 Land $105,600 Building $133,700 | |
| 2022 | $13,530.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 44 Shady Ter in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 15 (1980–2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 44 Shady Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001 |
|---|---|
| Water Source | Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
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