40 Shady Ter, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 40 Shady Ter, Wayne, NJ 07470

Property Summary

Property TypeSingle Family Home
Details1,848 sqft · built 1954
Lot Size0.215 acres (9,365 sqft)
OwnerIndividual Name on Record
Last Sale$468,000 (Jul 2018)
Tax Bill$12,800 (2025)
Deeds & MortgagesOct 2019 Mortgage
Jul 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN14-01704-0000-00025

Property Details

APN / Parcel Number

Primary APN14-01704-0000-00025
Alternative APNs
  • 1400513000000046
  • 140170400025

Interior

Building Area1,848 sqft Living Area

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleCape Cod
Lot Area9,365 sqft (0.215 acres)

Location & Zoning

Old Parcel Number1400513000000046
Street Address40 SHADY TER
CityWAYNE
StateNJ
Zip07470-4320
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionALPS SEC/PACKANACK LAKE
Legal Block1704
Legal Lot Number25
JurisdictionPASSAIC NJ
Township / Civil DivisionWAYNE
Census Block Group2
Census Block2005
Census Tract246202

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address40 SHADY TER, WAYNE, NJ 07470-4320
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 15, 2019Deed of Trust, Mortgage · FHA Mortgage
HOME PT FIN'L
Jul 6, 2018Grant Deed, Transfer
NATIONS LNDG

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 6, 2018 · Amount on Record
Deed SaleJul 6, 2018 · Amount on Record
Prior SaleJul 2, 2002 · Amount on Record
Deed Document Number201829697
Deed Book / Page3346 / 131
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address40 SHADY TER, WAYNE, NJ 07470-4320
Document Number0000053326
Instrument DateOct 15, 2019
Transaction TypeMortgage
Record UpdatedDec 9, 2019
Title CompanyRIDGE TITLE AGENCY LLC, RIDGE TITLE AGCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SHADY TER WAYNE NJ 074704320, WAYNE, NJ 07470-4320

Mortgage

Document Number0000053326
DateNov 18, 2019
Book Page015836/000138
Instrument53326
Lender
NameHOME PT FIN'L
AddressPARSIPPANY, NJ 07054
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 17, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionPASSAIC NJ
Recording DateJul 6, 2018
Property Address40 SHADY TER, WAYNE, NJ 07470-4320
Document Number0000029697
Book / Page003346 / 000131
Instrument DateJun 7, 2018
Instrument29697
Transaction TypeTransfer
Record UpdatedJul 23, 2018
Title CompanyOTHER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$468.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address40 SHADY TER WAYNE NJ 074704320, WAYNE, NJ 07470-4320

Mortgage

Document Number29699
DateJul 6, 2018
Book Page015089/000200
Instrument29699
Lender
NameNATIONS LNDG
AddressINDEPANDENCA, OH 44131
Agreement
AmountAmount Recorded
Term360 Months
DueJul 5, 2048

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
County SubdivisionWayne Township
Unified School DistrictWayne Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$213,400 (-) Land $96,700 Building $116,700$213,400 (-) Land $96,700 Building $116,700
2025$12,800.00 (+0.88%)$213,400 (-) Land $96,700 Building $116,700$213,400 (-) Land $96,700 Building $116,700
2024$12,688.00 (+5.16%)
2023$213,400 Land $96,700 Building $116,700$213,400 Land $96,700 Building $116,700
2022$12,065.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims15 (1980–2021)
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims
  • Severe Storms And Flooding, Mar 2010 · 3 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 92% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOWNSHIP OF WAYNE
serves 55,000 people · EPA ID NJ1614001
Water SourcePurchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 353 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber
2,300 / 2,300

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