Sussex County and Hopatcong Borough property record for 38 Ruth St, Stanhope, NJ 07874
| Property Type | Single Family Home |
|---|---|
| Details | 1,016 sqft · built 1963 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $400,000 (Oct 2025) |
| Tax Bill | $5,349 (2025) |
| Deeds & Mortgages | Oct 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-10404-0000-00014 |
| Primary APN | 12-10404-0000-00014 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,016 sqft Living Area |
| 1st Floor Area | 1,016 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1963 |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 100 ft deep x 75 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 00052500 |
|---|---|
| Street Address | 38 RUTH ST |
| City | STANHOPE |
| State | NJ |
| Zip | 07874-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Block | 10404 |
| Legal Lot Number | 14 |
| Jurisdiction | SUSSEX NJ |
| Township / Civil Division | HOPATCONG |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 374800 |
Source: Sussex County and Hopatcong Borough records, as of July 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38 RUTH ST, STANHOPE, NJ 07874-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 28, 2025 · Amount on Record |
| Deed Sale | Oct 28, 2025 · Amount on Record |
| Deed Document Number | 202519703 |
| Deed Book / Page | 10414 / 1449 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | SUSSEX NJ |
| Recording Date | Oct 28, 2025 |
| Property Address | 38 RUTH ST, STANHOPE, NJ 07874-2426 |
| Document Number | 0104141449 |
| Book / Page | 10414 / 1449 |
| Instrument Date | Oct 22, 2025 |
| Instrument | 2025019703 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 288110 DOVEWOOD CT #203203, 203203, BONITA SPRINGS, FL 34135 |
| Name | Verified Name |
|---|---|
| Address | 38 RUTH ST, STANHOPE, NJ 07874-2426 |
| Document Number | 2025019704 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025019704 |
| Name | ABSOLUTE HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Sussex County |
| Municipality | Hopatcong Borough |
| Unified School District | Hopatcong Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $245,400 (+1.57%) Land $107,900 Building $137,500 | $245,400 (+1.57%) Land $107,900 Building $137,500 | |
| 2025 | $5,349.00 (+11.74%) Veteran's exemption | $241,600 (+65.82%) Land $107,900 Building $133,700 | $241,600 (+65.82%) Land $107,900 Building $133,700 |
| 2024 | $4,787.00 (+0.84%) | ||
| 2023 | $145,700 Land $68,600 Building $77,100 | $145,700 Land $68,600 Building $77,100 | |
| 2022 | $4,747.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Planet Networks Fiber | 10,000 / 10,000 |
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: T-Mobile.
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