35 Ruth St, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 35 Ruth St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	2,328 sqft · built 1970
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,494 (2025)
Deeds & Mortgages	Jul 2019 Loan Modification Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10403-0000-00007`

Property Details

APN / Parcel Number

Primary APN	`12-10403-0000-00007`
Alternative APNs	`121040300007` `00050800`

Interior

Building Area	2,328 sqft Living Area

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	00050800
Street Address	35 RUTH ST
City	STANHOPE
State	NJ
Zip	07874-2428
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAKE HOPATCONG HEIGHTS 01
Legal Block	10403
Legal Lot Number	7
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	4
Census Block	4016
Census Tract	374800

Owner

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	35 RUTH ST, STANHOPE, NJ 07874-2428
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 1, 2019	Loan Modification, Mortgage · Conventional with PMI DITECH FIN'L
Oct 6, 2017	Deed of Trust, Mortgage · Conventional Mortgage HOUSING FIN AGCY

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

July 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SUSSEX NJ
Property Address	35 RUTH ST, STANHOPE, NJ 07874-2428
Document Number	0097190502
Instrument Date	Jul 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 22, 2019
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RUTH ST STANHOPE NJ 078742428, STANHOPE, NJ 07874-2428

Mortgage

Document Number	0097190502
Date	Jul 25, 2019
Book Page	009719/000502
Instrument	138310

Lender

Name	DITECH FIN'L

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	480 Months
Due	Jul 24, 2059

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	35 RUTH ST, STANHOPE, NJ 07874-2428
Document Number	0095420955
Instrument Date	Oct 6, 2017
Transaction Type	Mortgage
Record Updated	Aug 28, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	35 RUTH ST STANHOPE NJ 078742428, STANHOPE, NJ 07874-2428

Mortgage

Document Number	0095420955
Date	Oct 20, 2017
Book Page	009542/000955
Instrument	225460

Lender

Name	HOUSING FIN AGCY
Address	TRENTON, NJ 08650-2085

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$428,800 (-) Land $116,300 Building $312,500	$428,800 (-) Land $116,300 Building $312,500
2025	$9,494.00 (+6.2%)	$428,800 (+88.4%) Land $116,300 Building $312,500	$428,800 (+88.4%) Land $116,300 Building $312,500
2024	$8,940.00 (+14.53%)
2023		$227,600 Land $74,900 Building $152,700	$227,600 Land $74,900 Building $152,700
2022	$7,806.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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