34 Ruth St, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 34 Ruth St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,008 sqft
Lot Size	0.281 acres (12,255 sqft)
Owner	2 Individual Names on Record
Last Sale	$291,000 (Jul 2022)
Tax Bill	$5,349 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-10404-0000-00012`

Property Details

APN / Parcel Number

Primary APN	`12-10404-0000-00012`
Alternative APNs	`121040400012` `00052300`

Interior

Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft

Exterior

Construction Type	Frame
Lot Area	12,255 sqft (0.281 acres)
Lot Dimensions	129 ft deep x 95 ft wide

Location & Zoning

Account Number	00052300
Street Address	34 RUTH ST
City	STANHOPE
State	NJ
Zip	07874-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	ADDITIONAL LOTS: PT OF LOT 11
Legal Subdivision	LAKE HOPATCONG HEIGHTS
Legal Block	10404
Legal Lot Number	12
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	4
Census Block	4015
Census Tract	374800

Owner

Source: Sussex County and Hopatcong Borough records, as of July 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	34 RUTH ST, STANHOPE, NJ 07874-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 6, 2022 · Amount on Record
Deed Sale	Jul 6, 2022 · Amount on Record
Prior Sale	Nov 28, 2007 · Amount on Record
Deed Document Number	202210208790
Deed Book / Page	3641 / 844
Record Updated	Sep 20, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	SUSSEX NJ
Recording Date	Jul 6, 2022
Property Address	34 RUTH ST, STANHOPE, NJ 07874-2426
Document Number	0036410844
Book / Page	3641 / 844
Instrument Date	Jun 2, 2022
Instrument	20220706010208790
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,018.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1163 GABLES DR # 108108, 1163, FOREST, VA 24551-4802

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	34 RUTH ST, STANHOPE, NJ 07874-2426

Mortgage

Document Number	20220706010208800
Date	Jul 6, 2022
Instrument	20220706010208800

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$241,600 (-) Land $114,300 Building $127,300	$241,600 (-) Land $114,300 Building $127,300
2025	$5,349.00 (+6.19%)	$241,600 (+69.19%) Land $114,300 Building $127,300	$241,600 (+69.19%) Land $114,300 Building $127,300
2024	$5,037.00 (+2.84%)
2023		$142,800 Land $73,000 Building $69,800	$142,800 Land $73,000 Building $69,800
2022	$4,898.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HOPATCONG WATER DEPT serves 7,224 people · EPA ID NJ1912001
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	9 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	11 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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