36 Ruth St, Stanhope, NJ 07874 Property Records

Sussex County and Hopatcong Borough property record for 36 Ruth St, Stanhope, NJ 07874

Property Summary

Property Type	Single Family Home
Details	1,104 sqft · built 1970
Lot Size	0.344 acres (15,002 sqft)
Owner	2 Individual Names on Record
Last Sale	$530,000 (Aug 2026)
Tax Bill	$7,167 (2025)
Deeds & Mortgages	Aug 2026 Sale & Mortgage Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`12-10404-0000-00013`

Property Details

APN / Parcel Number

Primary APN	`12-10404-0000-00013`
Alternative APNs	`121040400013` `00052400`

Interior

Stories	1 Story
Building Area	1,104 sqft Living Area
1st Floor Area	1,104 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Construction Type	Frame
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide

Location & Zoning

Account Number	00052400
Street Address	36 RUTH ST
City	STANHOPE
State	NJ
Zip	07874-2426
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	LAKE HOPATCONG HTS
Legal Block	10404
Legal Lot Number	13
Jurisdiction	SUSSEX NJ
Township / Civil Division	HOPATCONG
Census Block Group	4
Census Block	4015
Census Tract	374800

Owner

Source: Sussex County and Hopatcong Borough records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	36 RUTH ST, STANHOPE, NJ 07874-2426
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2026	Bargain and Sale Deed, Transfer · FHA Mortgage RESIDENTIAL LENDING
Oct 2, 2025	Deed of Trust, Mortgage KIAVI FUNDING INC
Nov 9, 2023	Sheriff's Deed, Foreclosure

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 28, 2026 · Amount on Record
Deed Sale	Aug 28, 2026 · Amount on Record
Prior Sale	Sep 8, 2025 · Amount on Record
Deed Document Number	202616622
Deed Book / Page	10478 / 491
Prior Transfer Date	Sep 20, 2023
Prior Transfer Doc	0102800629
Record Updated	Oct 29, 2026

August 2026: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	SUSSEX NJ
Recording Date	Aug 28, 2026
Property Address	36 RUTH ST, STANHOPE, NJ 07874-2426
Document Number	0000016622
Book / Page	10478 / 491
Instrument Date	Aug 25, 2026
Instrument	202616622
Transaction Type	Transfer
Record Updated	Sep 4, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$53,530.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 RUTH ST, STANHOPE, NJ 07874-2426

Mortgage

Document Number	0000016623,
Date	Aug 28, 2026
Instrument	202616623

Lender

Name	RESIDENTIAL LENDING

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SUSSEX NJ
Property Address	36 RUTH ST, STANHOPE, NJ 07874-2426
Transaction Type	Mortgage
Record Updated	Oct 15, 2025
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	179 US HIGHWAY 46 15, 15, ROCKAWAY, NJ 07866-4046
Investor	Possibly a Property Investor

Mortgage

Document Number	0104090864
Date	Oct 2, 2025
Book Page	10409/864
Instrument	2025017964

Lender

Name	KIAVI FUNDING INC
Type	Mortgage Company
Address	PITTSBURGH, PA 15212

Agreement

Amount	Amount Recorded

November 2023: Sheriff's Deed, Foreclosure

Document Type	Sheriff's Deed
Jurisdiction	SUSSEX NJ
Recording Date	Nov 9, 2023
Property Address	36 RUTH ST, STANHOPE, NJ 07874-2426
Document Number	0102800629
Book / Page	10280 / 629
Instrument Date	Oct 10, 2023
Instrument	2023020063
Transaction Type	Foreclosure
Record Updated	Dec 4, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Sussex County and Hopatcong Borough assessment roll, as of July 6, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Sussex County
Municipality	Hopatcong Borough
Unified School District	Hopatcong Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,500 (-18.6%) Land $116,300 Building $147,200	$263,500 (-18.6%) Land $116,300 Building $147,200
2025	$7,167.00 (+6.19%)	$323,700 (+89.3%) Land $116,300 Building $207,400	$323,700 (+89.3%) Land $116,300 Building $207,400
2024	$6,749.00 (+15.07%)
2023		$171,000 (-) Land $74,900 Building $96,100	$171,000 (-) Land $74,900 Building $96,100
2022	$5,865.00 (+1.72%)	$171,000 Land $74,900 Building $96,100	$171,000 Land $74,900 Building $96,100
2021	$5,766.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2014

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 403 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Planet Networks Fiber	10,000 / 10,000
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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