Westchester County and Ossining Town property record for 38 James St, Ossining, NY 10562 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,920 sqft · built 1900 |
| Lot Size | 0.08 acres (3,485 sqft) |
| Owner | Individual Name on File |
| Last Sale | $87,500 (May 2000) |
| Tax Bill | $11,265 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 97.07-4-45 |
| Primary APN | 554203 97.07-4-45 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,920 sqft Living Area |
| 1st Floor Area | 768 sqft |
| Upper Floors Area | 384 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Traditional |
| Exterior Material | Wood |
| Lot Area | 3,485 sqft (0.08 acres) |
| Lot Dimensions | 98 ft deep x 34 ft wide |
| Porch | Open Porch |
| Porch Area | 366 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 38 JAMES ST |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-5411 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 4 |
| Legal Lot Number | 45.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 13301 |
Source: Westchester County and Ossining Town records · APN 554203 97.07-4-45
Assessment roll updated May 14, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 38 JAMES ST, OSSINING, NY 10562-5411 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 15, 2000 · Amount on Record |
| Deed Sale | May 15, 2000 · Amount on Record |
| Deed Document Number | 2000401250778 |
| Last Transfer Date | Dec 03, 2004 |
| Transfer Doc | 0450250602 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Aug 03, 2026 |
| Property Address | 38 JAMES ST, OSSINING, NY 10562-5411 |
| Document Number | 0000003567 |
| Instrument Date | Jul 24, 2026 |
| Instrument | 20263567 |
| Transaction Type | Mortgage |
| Record Updated | Aug 12, 2026 |
| Title Company | ROCKET TITLE, ROCKET CLOSE |
| Name | Verified Name |
|---|---|
| Address | 38 JAMES ST, OSSINING, NY 10562-5411 |
| Document Number | 0000003567, |
|---|---|
| Date | Aug 03, 2026 |
| Instrument | 20263567 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,265.00 | $496,900 (+8.3%) Land $197,400 Building $299,500 | $496,900 (+8.3%) Land $197,400 Building $299,500 |
| 2024 | Homeowner's exemption | $458,800 (+7.37%) Land $106,700 Building $352,100 | $458,800 (+7.37%) Land $106,700 Building $352,100 |
| 2023 | $427,300 Land $106,700 Building $320,600 | $427,300 Land $106,700 Building $320,600 |
Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 361190133012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 10 individual NFIP policies nearby |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 10 (1991–2012) |
| Most Recent Claim | Oct 2012, tidal / storm surge, Hurricane Sandy |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 616 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Optimum Communications | Fiber | 8,000 / 8,000 |
| Verizon | Fiber | 2,300 / 2,300 |
| Optimum Communications | Cable | 940 / 35 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.
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