49 James St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 49 James St, Ossining, NY 10562 · Last verified May 2026

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,647 sqft · built 1900
Lot Size	0.07 acres (3,049 sqft)
Owner	2 Individual Names on File
Last Sale	$73,500 (Sep 2016)
Tax Bill	$6,147 (2025)
Deeds & Mortgages	Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 97.07-4-35`

Property Details

APN / Parcel Number

Primary APN	`554203 97.07-4-35`
Alternative APN	`55420300318 044 015`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,647 sqft Total Area
1st Floor Area	993 sqft
Upper Floors Area	315 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Lot Area	3,049 sqft (0.07 acres)
Lot Dimensions	60 ft deep x 49 ft wide
Porch	Open Porch
Porch Area	255 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	49 JAMES ST
City	OSSINING
State	NY
Zip	10562-5514
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Block	4
Legal Lot Number	35.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2001
Census Tract	13304

Owner

Source: Westchester County and Ossining Town records · APN 554203 97.07-4-35

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	49 JAMES ST, OSSINING, NY 10562-5514
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 12, 2016 · Amount on Record
Deed Sale	Sep 12, 2016 · Amount on Record
Prior Sale	Jul 19, 2016 · Amount on Record
Deed Document Number	2016562003092
Prior Transfer Date	May 21, 1999
Prior Transfer Doc	0400860295
Record Updated	Jun 08, 2026

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 21, 2019
Property Address	49 JAMES ST, OSSINING, NY 10562-5514
Document Number	0593093585
Book / Page	059309 / 003585
Instrument Date	Nov 08, 2019
Transaction Type	Transfer
Record Updated	Dec 10, 2019
Title Company	STATEWIDE ABSTRACT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,920.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ALDER ST YONKERS NY 107014501, YONKERS, NY 10701-4501

Mortgage

Document Number	593233447
Date	Nov 21, 2019
Book Page	059323/003447

Lender

Name	TRUSTCO BK
Type	Bank
Address	ALBANY, NY 12205

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 20, 2049

Tax Assessment & Valuation

Source: Westchester County and Ossining Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,147.00	$649,200 (+6.74%) Land $194,400 Building $454,800	$649,200 (+6.74%) Land $194,400 Building $454,800
2024	Additional exemption filed	$608,200 (+7.38%) Land $104,400 Building $503,800	$608,200 (+7.38%) Land $104,400 Building $503,800
2023		$566,400 (+12.07%) Land $104,400 Building $462,000	$566,400 (+12.07%) Land $104,400 Building $462,000
2022		$505,400 Land $104,400 Building $401,000	$505,400 Land $104,400 Building $401,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Westchester County (36119C), updated September 18, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.