21 James St, Ossining, NY 10562 Property Records

Westchester County and Ossining Town property record for 21 James St, Ossining, NY 10562

Property Summary

Property Type	Commercial Vacant Land
Details	2 bd · 1 ba · 1,525 sqft · built 1910
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on File
Last Sale	$490,500 (Feb 2006)
Tax Bill	$5,228 (2026)
Deeds & Mortgages	Nov 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`554203 97.07-2-18`

Property Details

APN / Parcel Number

Primary APN	`554203 97.07-2-18`
Alternative APN	`55420300312 027 021`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,525 sqft Living Area
1st Floor Area	610 sqft
Upper Floors Area	305 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	170 ft deep x 37 ft wide
Garage Type	Detached
Garage Area	256 sqft
Porch	Covered Porch
Porch Area	330 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	21 JAMES ST
City	OSSINING
State	NY
Zip	10562-5401
Property Category	Commercial
Property Type	Vacant Land > Commercial
Legal Block	2
Legal Lot Number	18.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	OSSINING
Census Block Group	2
Census Block	2005
Census Tract	13301

Owner

21 James St, commercial vacant land, is owned by a company that bought it in February 2006.

Source: Westchester County and Ossining Town records, as of October 21, 2026

Owner of Record	Company Name on File
Mailing Address	421 HUDSON ST, NEW YORK, NY 10014-3646
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 24, 2006 · Amount on File
Deed Sale	Feb 24, 2006 · Amount on File
Deed Document Number	2006460340544
Record Updated	Oct 29, 2026

November 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 8, 2017
Property Address	21 JAMES ST, OSSINING, NY 10562-5401
Book / Page	057283 / 003499
Instrument Date	Sep 28, 2017
Transaction Type	Mortgage
Record Updated	Sep 28, 2018
Title Company	INSIGNIA TITLE AGENCY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	421 HUDSON ST NEW YORK NY 100143646, NEW YORK, NY 10014-3646

Mortgage

Document Number	0572833499
Date	Nov 8, 2017
Book Page	057283/003499

Lender

Name	NH OSSINING LENDER LLC
Address	122 E 42ND ST # 4005, NEW YORK, NY 10168-4098

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 21 James St was $5,228, down 94.3% from the year before.

Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
County Subdivision	Ossining Town
Municipality	Ossining Village
Unified School District	Ossining Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,228.00 (-94.3%)
2025	$91,723.00	$160,700 (-) Land $160,700	$160,700 (-) Land $160,700
2024		$160,700 (+3.01%) Land $160,700	$160,700 (+3.01%) Land $160,700
2023		$156,000 Land $156,000	$156,000 Land $156,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 James St in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1991–2012)
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 2 claims Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 James St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300