Westchester County and Ossining Town property record for 22 James St, Ossining, NY 10562
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 1,976 sqft · built 1870 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $8,317 (2026) |
| Deeds & Mortgages | Apr 2023 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 554203 97.07-2-24 |
| Primary APN | 554203 97.07-2-24 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,976 sqft Total Area |
| 1st Floor Area | 988 sqft |
| Year Built | Built 1870 |
|---|---|
| Effective Year Built | Effective 1870 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Porch | Open Porch |
| Porch Area | 264 sqft |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 22 JAMES ST |
|---|---|
| City | OSSINING |
| State | NY |
| Zip | 10562-5474 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Block | 2 |
| Legal Lot Number | 24.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | OSSINING |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13304 |
Source: Westchester County and Ossining Town records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 JAMES ST, OSSINING, NY 10562-5474 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Apr 24, 2008 |
| Transfer Doc | 0482040496 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Property Address | 22 JAMES ST, OSSINING, NY 10562-5474 |
| Transaction Type | Mortgage |
| Record Updated | May 4, 2023 |
| Title Company | SECURITY SETTLEMENT SERVICES INC, EQUITY SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 22 JAMES ST, OSSINING, NY 10562-5474 |
| Document Number | 0631153648 |
|---|---|
| Date | Apr 26, 2023 |
| Instrument | 631153648 |
| Name | JET DIRECT FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BAY SHORE, NY 11706 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.28% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 12.2% |
Source: Westchester County and Ossining Town assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| County Subdivision | Ossining Town |
| Municipality | Ossining Village |
| Unified School District | Ossining Union Free School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,317.00 (-34.02%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $12,606.00 | $518,700 (+1.45%) Land $206,300 Building $312,400 | $518,700 (+1.45%) Land $206,300 Building $312,400 |
| 2024 | Homeowner's exemption Senior Citizen's exemption | $511,300 (+7.39%) Land $113,800 Building $397,500 | $511,300 (+7.39%) Land $113,800 Building $397,500 |
| 2023 | $476,100 Land $113,800 Building $362,300 | $476,100 Land $113,800 Building $362,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1980–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OSSINING WATER DEPARTMENT serves 30,000 people · EPA ID NY5903451 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 616 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
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