St. Charles County property record for 38 James Dr, Saint Charles, MO 63301 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 936 sqft · built 1960 |
| Lot Size | 0.455 acres (19,800 sqft) |
| Owner | Company Name on File |
| Last Sale | $84,000 (Mar 1999) |
| Tax Bill | $2,357 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 056330A000 |
| Primary APN | 056330A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 936 sqft Living Area |
| Gross Area | 2,160 sqft |
| 1st Floor Area | 936 sqft |
| Basement Area | 936 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 19,800 sqft (0.455 acres) |
| Lot Dimensions | 198 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 056330A000 |
|---|---|
| Street Address | 38 JAMES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FERNCLIFF LOT 38 |
| Legal Subdivision | FERNCLIFF |
| Legal Lot Number | 38 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 310700 |
Source: St. Charles County records · APN 056330A000
Assessment roll updated August 7, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 3224 YALE BLVD, SAINT CHARLES, MO 63301-0464 |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 03, 1999 · Amount on Record |
| Deed Sale | Mar 03, 1999 · Amount on Record |
| Deed Document Number | 199918070 |
| Deed Book / Page | 2213 / 1239 |
| Last Transfer Date | Feb 26, 2016 |
| Transfer Doc | 0064970290 |
| Record Updated | Sep 20, 2026 |
Source: St. Charles County records · Assessment roll updated August 7, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $37,466 (-) | $197,190 (-) Land $55,000 Building $142,190 | |
| 2025 | $2,357.00 (+2.08%) | $37,466 (+4.6%) | $197,190 (+4.6%) Land $55,000 Building $142,190 |
| 2024 | $2,309.00 | ||
| 2023 | $35,818 | ||
| 2022 | $188,515 Land $40,000 Building $148,515 |
Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 291833107003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2022, river or lake flooding, Severe Storms And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Low above 1% of the US · above 2% of Missouri |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 494 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| WH i3B Bidco LLC/WH i3B Topco | Fiber | 8,000 / 8,000 |
| AT&T | Fiber | 5,000 / 5,000 |
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
5G and 4G LTE
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