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32 James Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 32 James Dr, Saint Charles, MO 63301 · Last verified March 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms3 Baths
Year BuiltBuilt 1954
Square Footage1,995 sqft Living Area
Lot Size0.44 acres
OccupancyOwner Occupied
Last Sale$184,600 (2006)
Tax Bill$4,338.00 (2025)

Property Details

APN / Parcel Number

Primary APN056270A000
Alternative APN
  • 6-010A-4265-00-0032.0000000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Building Area1,995 sqft Living Area
1st Floor1,264 sqft 1st Floor
Basement Area1,052 sqft Basement
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Architectural StyleOther Style
Exterior MaterialComposition/Composite Exterior
Lot Area19,200 sqft
Depth X Width192 ft x 100 ft Depth x Width
Parking Spaces1 Parking Spaces
Garage TypeAttached Garage
Patio Area264 sqft Patio
Porch1 Porch
Porch Area198 sqft Porch

Utilities and HVAC

Cooling SystemHVAC Cooling
Heating SystemForced Air Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number056270A000
Old Parcel Number056270A000
Street Address32 JAMES DR
CitySAINT CHARLES
StateMO
Zip63301-4806
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionFERNCLIFF LOT 32
Legal Range05E
Legal Township47N
Legal SubdivisionFERNCLIFF
Legal Lot Number32
JurisdictionST CHARLES MO
Minor Civil DivisionLINDENWOOD
Census Blockgroup3
Census Block3011
Census Tract310700

Owner

Source: St. Charles County records · APN 056270A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address32 JAMES DR, SAINT CHARLES, MO 63301-4806
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jun 30, 2022Deed of Trust, Mortgage · Line of Credit
FIRST COMMUNITY CU
Jul 13, 2021Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 28, 2006 · Amount on Record
Deed SaleNov 28, 2006 · Amount on Record
Prior SaleOct 22, 2004
Deed Doc Number0046311118
Deed Book / Page4631 / 1118
Record RefreshedSep 20, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address32 JAMES DR, SAINT CHARLES, MO 63301-4806
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyNETCO

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 JAMES DR, SAINT CHARLES, MO 63301-4806

Mortgage

Document Number0000058620
DateJul 13, 2021
Instrument2021R-058620
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address32 JAMES DR, SAINT CHARLES, MO 63301-4806
Transaction TypeMortgage
Record UpdatedJun 08, 2026
Title CompanyCLEAR TITLE GROUP LLC, CLEAR TITLE GROUP

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 JAMES DR, SAINT CHARLES, MO 63301-4806

Mortgage

Document Number0000036396
DateJun 30, 2022
Instrument2022R-036396
Lender
NameFIRST COMMUNITY CU
TypeCredit Union
AddressCHESTERFIELD, MO 63005
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueJun 01, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address32 JAMES DR, SAINT CHARLES, MO 63301-4806
Transaction TypeMortgage
Record UpdatedJul 26, 2021
Title CompanyNETCO

Transferred To (Grantee/Buyer)

NameVerified Name
Address32 JAMES DR, SAINT CHARLES, MO 63301-4806

Mortgage

Document Number2021R058620
DateJul 13, 2021
Instrument2021R-058620
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$4,338.00$69,370 (-10.62%)$365,104 (-10.62%) Land $55,000 Building $310,104
2023$77,612
2022$408,484 Land $40,000 Building $368,484

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 1% of the US · above 2% of Missouri
Wildfire LikelihoodLess than 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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