St. Charles County property record for 36 James Dr, Saint Charles, MO 63301
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,152 sqft · built 1952 |
| Owner | Individual Name on Record |
| Last Sale | $182,500 (Dec 2020) |
| Tax Bill | $2,731 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 056310A000 |
| Primary APN | 056310A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 2,568 sqft |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Dimensions | 196 ft deep x 100 ft wide |
| Garage Type | Attached |
| Garage Area | 264 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 312 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 056310A000 |
|---|---|
| Street Address | 36 JAMES DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-4806 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AF0 |
| Legal Description | FERNCLIFF LOT 36 |
| Legal Subdivision | FERNCLIFF |
| Legal Lot Number | 36 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | LINDENWOOD |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 310700 |
Source: St. Charles County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 36 JAMES DR, SAINT CHARLES, MO 63301-4806 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 18, 2020 | Warranty Deed, Transfer · FHA Mortgage NEW AMERICAN FNDG |
| Mar 28, 2017 | Warranty Deed, Transfer · FHA Mortgage STIFEL BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 18, 2020 · Amount on Record |
| Deed Sale | Dec 18, 2020 · Amount on Record |
| Prior Sale | Mar 28, 2017 · Amount on Record |
| Deed Document Number | 202099665 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Dec 18, 2020 |
| Property Address | 36 JAMES DR, SAINT CHARLES, MO 63301-4806 |
| Document Number | 0000099665 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 99665 |
| Transaction Type | Transfer |
| Record Updated | Mar 16, 2021 |
| Title Company | SYNERGY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36 JAMES DR ST CHARLES MO 633014806, ST CHARLES, MO 63301-4806 |
| Document Number | 99666 |
|---|---|
| Date | Dec 18, 2020 |
| Instrument | 99666 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Mar 28, 2017 |
| Property Address | 36 JAMES DR, SAINT CHARLES, MO 63301-4806 |
| Document Number | 0067182108 |
| Book / Page | 006718 / 002108 |
| Instrument Date | Mar 24, 2017 |
| Instrument | 185040 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2017 |
| Title Company | COMMONWEALTH LAND TITLE INSURANCE, COMMONWEALTH LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 36 JAMES DR ST CHARLES MO 633014806, ST CHARLES, MO 63301-4806 |
| Document Number | 67182110 |
|---|---|
| Date | Mar 28, 2017 |
| Book Page | 006718/002110 |
| Instrument | 185050 |
| Name | STIFEL BK&TR |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63141 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 27, 2047 |
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $43,488 (-) | $228,883 (-) Land $55,000 Building $173,883 | |
| 2025 | $2,731.00 | $43,488 (+10.34%) | $228,883 (+10.34%) Land $55,000 Building $173,883 |
| 2023 | $39,411 | ||
| 2022 | $207,426 Land $40,000 Building $167,426 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 5 (1981–2022) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | Jul 2022 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 494 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| i3 Broadband Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures