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30 James Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 30 James Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,948 sqft · built 1954
Lot Size0.436 acres (19,000 sqft)
Owner2 Individual Names on Record
Last Sale$148,600 (Mar 2015)
Tax Bill$2,965 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN056250A000

Property Details

APN / Parcel Number

Primary APN056250A000
Alternative APN
  • 6-010A-4265-00-0030.0000000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,948 sqft Living Area
Gross Area2,784 sqft
1st Floor Area1,248 sqft
Basement Area1,248 sqft
Finished Basement700 sqft
Unfinished Basement548 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area19,000 sqft (0.436 acres)
Lot Dimensions190 ft deep x 100 ft wide
Garage TypeAttached
Garage Area288 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area192 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerConnected

Location & Zoning

Account Number056250A000
Street Address30 JAMES DR
CitySAINT CHARLES
StateMO
Zip63301-4806
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAF0
Legal DescriptionFERNCLIFF LOT 30
Legal SubdivisionFERNCLIFF
Legal Lot Number30
JurisdictionST CHARLES MO
Township / Civil DivisionLINDENWOOD
Census Block Group3
Census Block3011
Census Tract310700

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address30 JAMES DR, SAINT CHARLES, MO 63301-4806
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 6, 2015 · Amount on Record
Deed SaleMar 6, 2015 · Amount on Record
Prior SaleFeb 16, 2010 · Amount on Record
Deed Document Number2015128290
Deed Book / Page6316 / 996
Prior Transfer DateFeb 25, 2015
Prior Transfer Doc0063160998
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address30 JAMES DR, SAINT CHARLES, MO 63301-4806
Document Number0000079567
Instrument DateOct 5, 2020
Transaction TypeMortgage
Record UpdatedJan 26, 2021
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address30 JAMES DR ST CHARLES MO 633014806, ST CHARLES, MO 63301-4806

Mortgage

Document Number0000079567
DateOct 20, 2020
Instrument79567
Lender
NameCARROLLTON BK
TypeBank
AddressSAINT CHARLES, MO 63301
Agreement
AmountAmount Recorded
Term180 Months
DueOct 19, 2035

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictSt. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$47,255 (-)$248,709 (-) Land $60,500 Building $188,209
2025$2,965.00 (+3.53%)$47,255 (+6.05%)$248,709 (+6.05%) Land $60,500 Building $188,209
2024$2,864.00
2023$44,560
2022$234,527 Land $44,000 Building $190,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims5 (1981–2022)
Claims Outside the SFHA2 of 5
Most Recent ClaimJul 2022 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, Jul 2022 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 309 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
T-Mobile
Fixed Wireless		100 / 20

May also be available: i3 Broadband, Verizon.

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