38 Held Ter, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 38 Held Ter, Wanaque, NJ 07465

Property Summary

Property Type	Single Family Home
Details	1,888 sqft · built 1973
Lot Size	0.235 acres (10,250 sqft)
Owner	2 Individual Names on File
Last Sale	$365,000 (Jun 2017)
Tax Bill	$11,788 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Jun 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`13-00200-07-00001`

Property Details

APN / Parcel Number

Primary APN	`13-00200-07-00001`
Alternative APNs	`1300200G00001B00000000` `1300200000700001`

Interior

Stories	1 Story
Building Area	1,888 sqft Living Area
1st Floor Area	1,888 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	10,250 sqft (0.235 acres)
Lot Dimensions	125 ft deep x 82 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1300200G00001B00000000
Street Address	38 HELD TER
City	WANAQUE
State	NJ
Zip	07465-1215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	MEADOWBROOK ESTATES SEC 2
Legal Block	200.7
Legal Lot Number	1
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	1
Census Block	1006
Census Tract	236603

Owner

38 Held Ter is owned and occupied by two individuals who bought it in June 2017.

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	38 HELD TER, WANAQUE, NJ 07465-1215
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Jun 27, 2017	Grant Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 27, 2017 · Amount on File
Deed Sale	Jun 27, 2017 · Amount on File
Deed Document Number	201730449
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	38 HELD TER, WANAQUE, NJ 07465-1215
Transaction Type	Mortgage
Record Updated	Nov 5, 2021
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000063397
Date	Oct 7, 2021
Book Page	M17499/1
Instrument	2021063397

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2041

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 27, 2017
Property Address	38 HELD TER, WANAQUE, NJ 07465-1215
Document Number	0000030449
Book / Page	003082 / 000261
Instrument Date	Jun 9, 2017
Instrument	30449
Transaction Type	Transfer
Record Updated	Jul 4, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY

Transaction

Amount	Amount on Record
Tax	$365.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 HELD TER WANAQUE NJ 074651215, WANAQUE, NJ 07465-1215

Tax Assessment & Valuation

The 2025 property tax bill for 38 Held Ter was $11,788, up 5.3% from the year before.

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,600 (-) Land $117,300 Building $142,300	$259,600 (-) Land $117,300 Building $142,300
2025	$11,788.00 (+5.28%)	$259,600 Land $117,300 Building $142,300	$259,600 Land $117,300 Building $142,300
2024	$11,197.00
2023		$259,600 Land $117,300 Building $142,300	$259,600 Land $117,300 Building $142,300
2022	$10,742.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 38 Held Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Held Ter is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Held Ter

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