27 Held Ter, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 27 Held Ter, Wanaque, NJ 07465

Property Summary

Property Type	Exempt (Full or Partial)
Details	2,032 sqft · built 1973
Lot Size	0.254 acres (11,051 sqft)
Owner	Individual Name on Record
Last Sale	$370,000 (Jun 2018)
Tax Bill	$11,395 (2024)
Deeds & Mortgages	Sep 2019 Mortgage Jun 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-00200-09-00016`

Property Details

APN / Parcel Number

Primary APN	`13-00200-09-00016`
Alternative APNs	`1300200J00016A00000000` `1300200000900016`

Interior

Stories	1 Story
Building Area	2,032 sqft Living Area
1st Floor Area	2,032 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Construction Type	Frame
Lot Area	11,051 sqft (0.254 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	1300200J00016A00000000
Street Address	27 HELD TER
City	WANAQUE
State	NJ
Zip	07465-1219
Property Category	Other
Property Type	Other > Exempt (Full or Partial)
Local Zoning Code	R15
Legal Subdivision	MEADOWBROOK ESTATES SEC 2
Legal Block	200.9
Legal Lot Number	16
Jurisdiction	PASSAIC NJ
Township / Civil Division	WANAQUE
Census Block Group	1
Census Block	1006
Census Tract	236603

Owner

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	27 HELD TER, WANAQUE, NJ 07465-1219
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2019	Deed of Trust, Mortgage · VA Mortgage USAA
Jun 4, 2018	Grant Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 4, 2018 · Amount on Record
Deed Sale	Jun 4, 2018 · Amount on Record
Deed Document Number	201824548
Deed Book / Page	3322 / 9
Record Updated	Sep 20, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	27 HELD TER, WANAQUE, NJ 07465-1219
Document Number	0000046332
Instrument Date	Sep 30, 2019
Transaction Type	Mortgage
Record Updated	Oct 25, 2019
Title Company	SERVICELINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HELD TER WANAQUE NJ 074651219, WANAQUE, NJ 07465-1219

Mortgage

Document Number	0000046332
Date	Oct 10, 2019
Book Page	015765/000039
Instrument	46332

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 9, 2049

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Jun 4, 2018
Property Address	27 HELD TER, WANAQUE, NJ 07465-1219
Document Number	0000024548
Book / Page	003322 / 000009
Instrument Date	May 15, 2018
Instrument	24548
Transaction Type	Transfer
Record Updated	Mar 29, 2019
Title Company	ACRES LAND TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 HELD TER WANAQUE NJ 074651219, WANAQUE, NJ 07465-1219

Mortgage

Document Number	24549
Date	Jun 4, 2018
Book Page	015041/000271
Instrument	24549

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2048

Tax Assessment & Valuation

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Wanaque Borough
Secondary School District	Lakeland Regional School District (09 - 12)
Elementary School District	Wanaque Borough School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$270,000 (-) Land $114,200 Building $155,800	$270,000 (-) Land $114,200 Building $155,800
2025		$270,000 (-) Land $114,200 Building $155,800	$270,000 (-) Land $114,200 Building $155,800
2024	$11,395.00 (+4.33%)
2023		$270,000 Land $114,200 Building $155,800	$270,000 Land $114,200 Building $155,800
2022	$10,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Nearby Flood Policies	19 in force
Nearby Flood Claims	2 (2020–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2022
Lead	7 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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