Passaic County and Wanaque Borough property record for 26 Held Ter, Wanaque, NJ 07465
| Property Type | Single Family Home |
|---|---|
| Details | 2,338 sqft · built 1973 |
| Lot Size | 0.315 acres (13,730 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $465,000 (Jan 2019) |
| Tax Bill | $14,150 (2025) |
| Deeds & Mortgages | Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-00200-07-00002 |
| Primary APN | 13-00200-07-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,338 sqft Living Area |
| 1st Floor Area | 2,338 sqft |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Frame |
| Lot Area | 13,730 sqft (0.315 acres) |
| Lot Dimensions | 176 ft deep x 78 ft wide |
| Parking Spaces | 1 Parking Space |
| Street Address | 26 HELD TER |
|---|---|
| City | WANAQUE |
| State | NJ |
| Zip | 07465-1215 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Block | 200.7 |
| Legal Lot Number | 2 |
| Jurisdiction | PASSAIC NJ |
| Township / Civil Division | WANAQUE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 236603 |
26 Held Ter is owned and occupied by two individuals who bought it in January 2019.
Source: Passaic County and Wanaque Borough records, as of July 8, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 26 HELD TER, WANAQUE, NJ 07465-1215 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 2, 2019 · Amount on File |
| Deed Sale | Jan 2, 2019 · Amount on File |
| Prior Sale | Feb 7, 2007 · Amount on File |
| Deed Document Number | 20192018000295 |
| Deed Book / Page | 3482 / 17 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | PASSAIC NJ |
| Recording Date | Jan 2, 2019 |
| Property Address | 26 HELD TER, WANAQUE, NJ 07465-1215 |
| Document Number | 0000000295 |
| Book / Page | 003482 / 000017 |
| Instrument Date | Nov 17, 2018 |
| Instrument | 295 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2019 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $465.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 26 HELD TER WANAQUE NJ 074651215, WANAQUE, NJ 07465-1215 |
| Document Number | 296 |
|---|---|
| Date | Jan 2, 2019 |
| Book Page | 015346/000167 |
| Instrument | 296 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2049 |
The 2025 property tax bill for 26 Held Ter was $14,150, up 5.3% from the year before.
Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Passaic County |
| Municipality | Wanaque Borough |
| Secondary School District | Lakeland Regional School District (09 - 12) |
| Elementary School District | Wanaque Borough School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $311,600 (-) Land $110,800 Building $200,800 | $311,600 (-) Land $110,800 Building $200,800 | |
| 2025 | $14,150.00 (+5.29%) | $311,600 Land $110,800 Building $200,800 | $311,600 Land $110,800 Building $200,800 |
| 2024 | $13,439.00 | ||
| 2023 | $311,600 Land $110,800 Building $200,800 | $311,600 Land $110,800 Building $200,800 | |
| 2022 | $12,894.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 26 Held Ter in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2020.
Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 2 (2020–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 2022 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 26 Held Ter is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WANAQUE W DEPT. serves 10,266 people · EPA ID NJ1613002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2022 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | Treatment failure resolved · Aug 2024 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| AT&T Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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