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21 Held Ter, Wanaque, NJ 07465 Property Records

Passaic County and Wanaque Borough property record for 21 Held Ter, Wanaque, NJ 07465

Property Summary

Property TypeSingle Family Home
Details2,400 sqft · built 1973
Lot Size0.258 acres (11,252 sqft)
Owner2 Individual Names on Record
Last Sale$440,000 (Jan 2019)
Tax Bill$13,382 (2025)
Deeds & MortgagesJan 2019 Mortgage
Feb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN13-00200-09-00015

Property Details

APN / Parcel Number

Primary APN13-00200-09-00015
Alternative APNs
  • 1300200J00015A00000000
  • 1300200000900015

Interior

Stories1 Story
Building Area2,400 sqft Living Area
1st Floor Area2,400 sqft

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Construction TypeFrame
Lot Area11,252 sqft (0.258 acres)
Lot Dimensions150 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1300200J00015A00000000
Street Address21 HELD TER
CityWANAQUE
StateNJ
Zip07465-1219
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR15
Legal SubdivisionMEADOWBROOK ESTATES SEC 2
Legal Block200.9
Legal Lot Number15
JurisdictionPASSAIC NJ
Township / Civil DivisionWANAQUE
Census Block Group1
Census Block1006
Census Tract236603

Owner

Source: Passaic County and Wanaque Borough records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 HELD TER, WANAQUE, NJ 07465-1219
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 7, 2019Deed of Trust, Mortgage · Conventional Mortgage
TRIDENT MORTGAGE COMPANY LP
Feb 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
TRIDENT MORTGAGE COMPANY LP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 7, 2019 · Amount on Record
Deed SaleJan 7, 2019 · Amount on Record
Prior SaleApr 12, 2010 · Amount on Record
Deed Document Number20192018001110
Deed Book / Page3486 / 89
Record UpdatedOct 29, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address21 HELD TER, WANAQUE, NJ 07465-1219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyARDENT TITLE GROUP LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000001111
DateJan 7, 2019
Book PageM15354/0182
Instrument2019001111
Lender
NameTRIDENT MORTGAGE COMPANY LP
TypeMortgage Company
AddressDEVON, PA 19333
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueDec 1, 2048

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPASSAIC NJ
Property Address21 HELD TER, WANAQUE, NJ 07465-1219
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010819
DateFeb 26, 2020
Book PageM16032/166
Instrument2020010819
Lender
NameTRIDENT MORTGAGE COMPANY LP
TypeMortgage Company
AddressDEVON, PA 19333
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Passaic County and Wanaque Borough assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyPassaic County
MunicipalityWanaque Borough
Secondary School DistrictLakeland Regional School District (09 - 12)
Elementary School DistrictWanaque Borough School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$294,700 (-) Land $114,300 Building $180,400$294,700 (-) Land $114,300 Building $180,400
2025$13,382.00 (+5.29%)$294,700 (-) Land $114,300 Building $180,400$294,700 (-) Land $114,300 Building $180,400
2024$12,710.00 (+4.23%)
2023$294,700 Land $114,300 Building $180,400$294,700 Land $114,300 Building $180,400
2022$12,194.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 19 policies
Nearby Flood Policies19 in force
Nearby Flood Claims2 (2020–2022)
Claims Outside the SFHA1 of 2
Most Recent ClaimApr 2022 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWANAQUE W DEPT.
serves 10,266 people · EPA ID NJ1613002
Water SourcePurchased surface water from several systems
Last State InspectionJun 2022
Lead7 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Aug 2024
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable		8,000 / 8,000
AT&T
Fixed Wireless		100 / 20

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