38 Franklin Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 38 Franklin Rd, Winchester, MA 01890 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 4.5 ba · 3,007 sqft · built 1952
Lot Size	0.23 acres (10,001 sqft)
Owner	2 Individual Names on File
Last Sale	$885,000 (Mar 2017)
Tax Bill	$160 (2025)
Deeds & Mortgages	Apr 2021 Refinance Mar 2019 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0229 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0229 L:0`

Interior

Bedrooms	4 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,007 sqft Living Area
Gross Area	4,346 sqft
1st Floor Area	1,680 sqft
Basement Area	1,735 sqft
Unfinished Basement	434 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,001 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	38 FRANKLIN RD
City	WINCHESTER
State	MA
Zip	01890-4037
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	229
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1023
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records · APN WINC M:006 B:0229 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	38 FRANKLIN RD, WINCHESTER, MA 01890-4037
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 02, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance CITIZENS BANK
Mar 30, 2019	Deed of Trust, Mortgage · Line of Credit CITIZENS BK/RI
Mar 15, 2017	Quit Claim Deed, Transfer CITIZENS BK/RI

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 15, 2017 · Amount on Record
Deed Sale	Mar 15, 2017 · Amount on Record
Prior Sale	Apr 29, 2016 · Amount on Record
Deed Book / Page	69008 / 213
Transfer Doc	65564-348
Record Updated	Jun 08, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	38 FRANKLIN RD, WINCHESTER, MA 01890-4037
Transaction Type	Mortgage
Record Updated	Apr 03, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077411-231
Date	Apr 02, 2021
Book Page	77411/231
Instrument	74586

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	38 FRANKLIN RD, WINCHESTER, MA 01890-4037
Document Number	72472-313
Instrument Date	Mar 30, 2019
Transaction Type	Mortgage
Record Updated	May 07, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FRANKLIN RD WINCHESTER MA 018904037, WINCHESTER, MA 01890-4037

Mortgage

Document Number	72472-313
Date	Apr 18, 2019
Book Page	072472/000313
Instrument	48192

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Mar 15, 2017
Property Address	38 FRANKLIN RD, WINCHESTER, MA 01890-4037
Document Number	69008-213
Book / Page	069008 / 000213
Instrument Date	Mar 06, 2017
Instrument	38295
Transaction Type	Transfer
Record Updated	Apr 04, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$4,035.60
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	38 FRANKLIN RD WINCHESTER MA 018904037, WINCHESTER, MA 01890-4037

Mortgage

Document Number	69008-218
Date	Mar 15, 2017
Book Page	069008/000218
Instrument	38296

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Mar 14, 2047

Interest

Rate	3.38%

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$160.00 (-98.96%)	$1,448,900 (+6.46%) Land $924,000 Building $524,900	$1,313,755
2024	$15,420.00 (+5.82%)	$1,361,000 (+10.21%) Land $858,000 Building $503,000
2023	$14,572.00	$1,234,900 Land $759,000 Building $475,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173385001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE (outdoors only)

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