31 Franklin Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 31 Franklin Rd, Winchester, MA 01890 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,514 sqft · built 1949
Lot Size	0.244 acres (10,637 sqft)
Owner	2 Individual Names on File
Last Sale	$670,000 (Jun 2008)
Tax Bill	$14,277 (2025)
Deeds & Mortgages	Aug 2025 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0236 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0236 L:0`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,514 sqft Living Area
Gross Area	3,345 sqft
Basement Area	782 sqft
Unfinished Basement	782 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 1949
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,637 sqft (0.244 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	31 FRANKLIN RD
City	WINCHESTER
State	MA
Zip	01890-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SYMMES PARK PT 01
Legal Block	236
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1028
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records · APN WINC M:006 B:0236 L:0

Assessment roll updated April 14, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	31 FRANKLIN RD, WINCHESTER, MA 01890-4034
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 26, 2008 · Amount on Record
Deed Sale	Jun 26, 2008 · Amount on Record
Prior Sale	Jul 07, 2004 · Amount on Record
Deed Document Number	2008105118
Deed Book / Page	51361 / 515
Record Updated	Jun 08, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	31 FRANKLIN RD, WINCHESTER, MA 01890-4034
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	084520-218
Date	Aug 21, 2025
Book Page	84520/218
Instrument	100600

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Sep 01, 2050

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town records · Assessment roll updated April 14, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,277.00 (+3.56%)	$1,287,400 (+5.8%) Land $936,500 Building $350,900	$1,139,240
2024	$13,786.00 (+6.41%)	$1,216,800 (+10.82%) Land $869,600 Building $347,200
2023	$12,956.00	$1,098,000 Land $769,300 Building $328,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173385001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 58% of Massachusetts
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 189 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fiber	980 / 880

Availability varies by address; speeds are provider-advertised maximums, not measured.