41 Franklin Rd, Winchester, MA 01890 Property Records

Middlesex County and Winchester Town property record for 41 Franklin Rd, Winchester, MA 01890

Property Summary

Property Type	Single Family Home
Details	6 bd · 5.5 ba · 6,386 sqft · built 2017
Lot Size	0.286 acres (12,445 sqft)
Owner	Company Name on Record
Last Sale	$2,600,000 (Jul 2022)
Tax Bill	$29,661 (2026)
Deeds & Mortgages	May 2021 Mortgage Feb 2023 Transfer + 4 more
Flood Zone	Zone X (minimal risk)
APN	`WINC M:006 B:0239 L:0`

Property Details

APN / Parcel Number

Primary APN	`WINC M:006 B:0239 L:0`

Interior

Bedrooms	6 Beds
Full Baths	5.5 Baths
Half Baths	1 Half Bath
Total Rooms	14 Rooms
Stories	2 Stories
Building Area	6,386 sqft Living Area
Gross Area	9,071 sqft
Basement Area	2,090 sqft
Unfinished Basement	1,045 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Colonial
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,445 sqft (0.286 acres)
Garage Type	Basement
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	41 FRANKLIN RD
City	WINCHESTER
State	MA
Zip	01890-4034
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDB
Legal Block	239
Jurisdiction	WINCHESTER MA
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1028
Census Tract	338500

Owner

Source: Middlesex County and Winchester Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 7, 2021	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Feb 10, 2023	Quit Claim Deed, Transfer Quitclaim
Jul 1, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Nov 29, 2019	Deed of Trust, Mortgage · ARM BANK OF AMERICA NA
Jan 30, 2018	Quit Claim Deed, Transfer BANK OF AMERICA
Apr 27, 2017	Deed, Transfer NEEDHAM COOPERATIVE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 1, 2022 · Amount on Record
Deed Sale	Jul 1, 2022 · Amount on Record
Prior Sale	Jan 30, 2018 · Amount on Record
Deed Book / Page	80380 / 364
Last Transfer Date	Jan 12, 2023
Transfer Doc	081242-169
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	077712-568
Date	May 7, 2021
Book Page	77712/568
Instrument	104132

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	1.88%
Type Change Date	Jun 1, 2031
Index	LIBOR
Margin	2

February 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Feb 10, 2023
Property Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034
Document Number	081242-169
Book / Page	81242 / 169
Instrument Date	Jan 12, 2023
Instrument	14933
Transaction Type	Transfer
Record Updated	Feb 24, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jul 1, 2022
Property Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034
Document Number	080380-364
Book / Page	80380 / 364
Instrument Date	Jul 1, 2022
Instrument	101416
Transaction Type	Transfer
Record Updated	Jul 22, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034

Mortgage

Document Number	0000101417
Date	Jul 1, 2022
Instrument	101417

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WINCHESTER MA
Property Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73740-230
Date	Nov 29, 2019
Book Page	73740/230
Instrument	188259

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

Interest

Rate Type	Adjustable Rate
Type Change Date	Dec 1, 2029

January 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WINCHESTER MA
Recording Date	Jan 30, 2018
Property Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034
Document Number	70573-305
Book / Page	070573 / 000305
Instrument Date	Jan 23, 2018
Instrument	14479
Transaction Type	Transfer
Record Updated	Mar 5, 2019

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$9,279.60
Amount Accuracy	Confirmed
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	41 FRANKLIN RD WINCHESTER MA 018904034, WINCHESTER, MA 01890-4034

Mortgage

Document Number	70573-308
Date	Jan 30, 2018
Book Page	070573/000308
Instrument	14480

Lender

Name	BANK OF AMERICA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jan 29, 2048

Interest

Rate	3%

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WINCHESTER MA
Recording Date	Apr 27, 2017
Property Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034
Document Number	69201-439
Book / Page	69201 / 439
Instrument	61785
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Tax	$79.26
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	41 FRANKLIN RD, WINCHESTER, MA 01890-4034

Mortgage

Document Number	692010442
Date	Apr 27, 2017
Instrument	69201/0442

Lender

Name	NEEDHAM COOPERATIVE BANK
Type	Bank

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Winchester Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$29,661.00 (+10,163.32%)	$2,677,000 (+2.64%) Land $972,000 Building $1,705,000	$2,875,103 (+1.89%)
2025	$289.00 (-98.95%)	$2,608,100 (+7.36%) Land $972,000 Building $1,636,100	$2,821,785
2024	$27,524.00 (+2.65%)	$2,429,300 (+6.9%) Land $902,500 Building $1,526,800
2023	$26,814.00	$2,272,400 Land $798,400 Building $1,474,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2001–2012)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINCHESTER WATER DEPT serves 22,970 people · EPA ID MA3344000
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	12 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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