38 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 38 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,325 sqft · built 1989
Lot Size	0.106 acres (4,600 sqft)
Owner	Individual Name on File
Last Sale	$1,450,000 (May 2023)
Tax Bill	$15,235 (2025)
Deeds & Mortgages	May 2023 Sale Jun 2019 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690-592-32`

Property Details

APN / Parcel Number

Primary APN	`690-592-32`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,325 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	4,600 sqft (0.106 acres)
Garage Area	489 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	38 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 187
Legal Tract	12883
Legal Lot Number	187
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

38 Finca is owned and occupied by an individual who bought it in May 2023.

Source: Orange County records, as of August 4, 2026

Owner of Record	Individual Name on File
Mailing Address	38 FINCA, SAN CLEMENTE, CA 92672-9413
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 25, 2023	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV
Jun 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 2, 2018	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Feb 8, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 25, 2023 · Amount on File
Deed Sale	May 25, 2023 · Amount on File
Prior Sale	May 22, 1995 · Amount on File
Deed Document Number	2023122660
Prior Transfer Date	May 31, 2019
Prior Transfer Doc	0000189306
Record Updated	Oct 29, 2026

May 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 25, 2023
Property Address	38 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000122660
Map Reference	MB 608 PG 33-38
Instrument Date	Apr 12, 2023
Instrument	2023000122660
Transaction Type	Transfer
Record Updated	Jun 5, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FINCA, SAN CLEMENTE, CA 92672-9413

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 3, 2019
Property Address	38 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000189306
Instrument Date	May 31, 2019
Instrument	189306
Transaction Type	Transfer
Record Updated	Jun 11, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	38 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000372902
Instrument Date	Oct 2, 2018
Transaction Type	Mortgage
Record Updated	Oct 23, 2018
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	38 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	0000372902
Date	Oct 15, 2018
Instrument	372902

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 8, 2019
Property Address	38 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000040875
Instrument Date	Feb 6, 2018
Instrument	40875
Transaction Type	Transfer
Record Updated	Feb 15, 2019

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	38 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

Tax Assessment & Valuation

The 2025 property tax bill for 38 Finca was $15,235.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,538,751 (+2%) Land $1,267,631 Building $271,120
2025	$15,235.00	$1,508,580 Land $1,242,776 Building $265,804
2023	$4,027.00 (+1.98%) Homeowner's exemption	$403,611 Land $134,274 Building $269,337
2022	$3,949.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 38 Finca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 38 Finca is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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