36 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 36 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,206 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Trust Names on File
Last Sale	$632,500 (Feb 2020)
Tax Bill	$3,350 (2025)
Deeds & Mortgages	Feb 2024 Transfer Aug 2021 Transfer + 5 more
Flood Zone	Zone X (minimal risk)
APN	`690-592-31`

Property Details

APN / Parcel Number

Primary APN	`690-592-31`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,206 sqft Living Area
Gross Area	1,634 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Traditional
Exterior Material	Stucco
Roof Material	Tile
Lot Area	3,420 sqft (0.079 acres)
View / Lot	Ocean
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	36 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	N TR 12883 BLK LOT 186
Legal Subdivision	TRACT NO 12883
Legal Tract	12883
Legal Lot Number	186
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

36 Finca is owner-occupied and held in a trust since February 2024.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Trust Names on File
Mailing Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Intrafamily Transfer, Transfer
Aug 20, 2021	Affidavit of Death of Joint Tenant, Transfer
Aug 31, 2021	Intrafamily Transfer, Transfer
Dec 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALCULATED RISK ANALYTICS LLC
Feb 4, 2020	Grant Deed, Transfer · Conventional Mortgage EXCELERATE CAP
Jan 21, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 2, 2018	Grant Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 4, 2020 · Amount on File
Deed Sale	Feb 4, 2020 · Amount on File
Prior Sale	Aug 2, 2018 · Amount on File
Deed Document Number	202048149
Last Transfer Date	Feb 1, 2024
Transfer Doc	0000036521
Record Updated	Sep 20, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Feb 20, 2024
Property Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000036521
Map Reference	MB 608 PG 33-38
Instrument Date	Feb 1, 2024
Instrument	2024000036521
Transaction Type	Transfer
Record Updated	Mar 4, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 FINCA, SAN CLEMENTE, CA 92672-9413

August 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ORANGE CA
Recording Date	Aug 20, 2021
Property Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000526340
Map Reference	MB 608 PG 33-38
Instrument Date	Jul 28, 2021
Instrument	2021000526340
Transaction Type	Transfer
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 FINCA, SAN CLEMENTE, CA 92672-9413

August 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Aug 31, 2021
Property Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000544776
Map Reference	MB 608 PG 33-38
Instrument Date	Jul 28, 2021
Instrument	2021000544776
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 FINCA, SAN CLEMENTE, CA 92672-9413

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 FINCA, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	0000769426
Date	Dec 28, 2020
Instrument	2020000769426

Lender

Name	CALCULATED RISK ANALYTICS LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Feb 4, 2020
Property Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000048149
Instrument Date	Jan 29, 2020
Instrument	48149
Transaction Type	Transfer
Record Updated	Feb 18, 2020
Title Company	LAWYERS TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$696.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	36 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	48150
Date	Feb 4, 2020
Instrument	48150

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 3, 2050

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Jan 21, 2020
Property Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000025889
Instrument Date	Jan 17, 2020
Instrument	25889
Transaction Type	Transfer
Record Updated	Feb 4, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1056 SPINNAKER RUN COSTA MESA CA 926274589, COSTA MESA, CA 92627-4589

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Aug 2, 2018
Property Address	36 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000282675
Instrument Date	Jul 3, 2018
Instrument	282675
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount on Record
Tax	$753.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1056 SPINNAKER RUN COSTA MESA CA 926274589, COSTA MESA, CA 92627-4589

Tax Assessment & Valuation

The 2025 property tax bill for 36 Finca was $3,350 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$343,787 (+2%) Land $174,002 Building $169,785
2025	$3,350.00 Homeowner's exemption	$337,047 Land $170,591 Building $166,456
2023	$3,222.00 (+1.96%) Homeowner's exemption	$323,960 Land $163,966 Building $159,994
2022	$3,160.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 36 Finca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 36 Finca is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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