44 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 44 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,206 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	Company Name on Record
Last Sale	$855,000 (Nov 2022)
Tax Bill	$8,922 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Nov 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`690-592-35`

Property Details

APN / Parcel Number

Primary APN	`690-592-35`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,206 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,420 sqft (0.079 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Water Source	Commercial

Location & Zoning

Street Address	44 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 190
Legal Subdivision	TRACT NO 12883
Legal Tract	12883
Legal Lot Number	190
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	44 FINCA, SAN CLEMENTE, CA 92672-9413
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Nov 28, 2022	Intrafamily Transfer, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Nov 28, 2022	Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Jul 2, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
May 5, 2017	Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 28, 2022 · Amount on Record
Deed Sale	Nov 28, 2022 · Amount on Record
Prior Sale	May 5, 2017 · Amount on Record
Deed Document Number	2022390228
Prior Transfer Date	Nov 15, 2022
Prior Transfer Doc	0000390227
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	44 FINCA, SAN CLEMENTE, CA 92672-9413
Transaction Type	Mortgage
Record Updated	Dec 16, 2025
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FINCA, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	0000334369
Date	Dec 2, 2025
Instrument	2025000334369

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

November 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Nov 28, 2022
Property Address	44 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000390227
Map Reference	MB 608 PG 33-38
Instrument Date	Nov 15, 2022
Instrument	2022000390227
Transaction Type	Transfer
Record Updated	Dec 7, 2022
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	24686 ASHLAND DR, LAGUNA BEACH, CA 92653-4334

November 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Nov 28, 2022
Property Address	44 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000390228
Map Reference	MB 608 PG 33-38
Instrument Date	Nov 15, 2022
Instrument	2022000390228
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FINCA, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	0000390229
Date	Nov 28, 2022
Instrument	2022000390229

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jul 2, 2020
Property Address	44 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000313128
Map Reference	MB 608 PG 33-38
Instrument Date	Jun 27, 2020
Instrument	2020000313128
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	TIMIOS TITLE A CA CORP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44 FINCA, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	0000313129
Date	Jul 2, 2020
Instrument	2020000313129

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 5, 2017
Property Address	44 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000184289
Instrument Date	Mar 24, 2017
Instrument	184289
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$694.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	44 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

Mortgage

Document Number	184290
Date	May 5, 2017
Instrument	184290

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 4, 2047

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$907,332 (+2%) Land $760,241 Building $147,091
2025	$8,922.00 (+3.93%) Homeowner's exemption	$889,542 (+4.04%) Land $745,335 Building $144,207
2023	$8,585.00 (+21.98%) Homeowner's exemption	$855,000 Land $716,392 Building $138,608
2022	$7,038.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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