32 Finca, San Clemente, CA 92672 Property Records

Orange County property record for 32 Finca, San Clemente, CA 92672

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,864 sqft · built 1989
Lot Size	0.079 acres (3,420 sqft)
Owner	2 Individual Names on File
Last Sale	$770,000 (May 2017)
Tax Bill	$9,034 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`690-592-29`

Property Details

APN / Parcel Number

Primary APN	`690-592-29`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Building Area	1,864 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	3,420 sqft (0.079 acres)
Garage Area	428 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	32 FINCA
City	SAN CLEMENTE
State	CA
Zip	92672-9413
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 12883 BLK LOT 184
Legal Subdivision	TRACT NO 12883
Legal Tract	12883
Legal Lot Number	184
Jurisdiction	ORANGE CA
Township / Civil Division	SOUTH COAST
Census Block Group	2
Census Block	2007
Census Tract	42109

Owner

32 Finca is owned by two individuals who bought it in May 2017.

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	16046 CRESTLINE DR, LA MIRADA, CA 90638-3457
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 24, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORPORATION
Aug 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 8, 2017	Quit Claim Deed, Transfer STEWART TITLE
May 8, 2017	Grant Deed, Transfer STEWART TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2017 · Amount on File
Deed Sale	May 8, 2017 · Amount on File
Prior Sale	Feb 2, 2005 · Amount on File
Deed Document Number	2017185568
Prior Transfer Date	Apr 12, 2017
Prior Transfer Doc	0000185567
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32 FINCA, SAN CLEMENTE, CA 92672-9413
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16046 CRESTLINE DR, LA MIRADA, CA 90638-3457

Mortgage

Document Number	0000763921
Date	Dec 24, 2020
Instrument	2020000763921

Lender

Name	OWNING CORPORATION
Type	Non-Lending Institution
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Nov 1, 2050

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	32 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000413036
Instrument Date	Aug 4, 2020
Transaction Type	Mortgage
Record Updated	Sep 1, 2020
Title Company	AMERICAN COAST TITLE COMPANY, AMERICAN COAST TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	16046 CRESTLINE DR LA MIRADA CA 906383457, LA MIRADA, CA 90638-3457

Mortgage

Document Number	0000413036
Date	Aug 17, 2020
Instrument	413036

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 16, 2050

May 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	May 8, 2017
Property Address	32 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000185567
Instrument Date	Apr 12, 2017
Instrument	185567
Transaction Type	Transfer
Record Updated	May 16, 2017
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	32 FINCA SAN CLEMENTE CA 926729413, SAN CLEMENTE, CA 92672-9413

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 8, 2017
Property Address	32 FINCA, SAN CLEMENTE, CA 92672-9413
Document Number	0000185568
Map Reference	MB 608 PG 33-38
Instrument Date	Apr 6, 2017
Instrument	2017000185568
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	16046 CRESTLINE DR, LA MIRADA, CA 90638-3457
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 32 Finca was $9,034.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	San Clemente City
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$911,520 (+2%) Land $687,800 Building $223,720
2025	$9,034.00	$893,648 Land $674,314 Building $219,334
2023	$8,695.00 (+1.93%)	$858,948 Land $648,130 Building $210,818
2022	$8,530.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 32 Finca in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 32 Finca is moderate, ranking above 45% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN CLEMENTE serves 51,545 people · EPA ID CA3010036
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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