Chautauqua County and Harmony Town property record for 38 E Main St, Panama, NY 14767 · Last verified May 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1 ba · 1,788 sqft · built 1900 |
| Lot Size | 61.6 acres (2,684,603 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,361 (2025) |
| APN | 064801 399.01-2-25 |
| Primary APN | 064801 399.01-2-25 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,788 sqft Living Area |
| 1st Floor Area | 1,116 sqft |
| 2nd Floor Area | 672 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,684,603 sqft (61.6 acres) |
| Pool Type | Above-Ground Pool |
|---|---|
| Pool Area | 24 sqft |
| Porch | Slab |
| Porch Area | 272 sqft |
| Shed | 1 Shed |
| Pole Barn | Pole Barn |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 48100 |
|---|---|
| Street Address | 38 E MAIN ST |
| City | PANAMA |
| State | NY |
| Zip | 14767 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | OLD APN: 064801 105-1-6 |
| Legal Block | 2 |
| Legal Lot Number | 25.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 36802 |
Source: Chautauqua County and Harmony Town records · APN 064801 399.01-2-25
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 192, PANAMA, NY 14767-0192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Chautauqua County and Harmony Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Harmony Town |
| Municipality | Panama Village |
| Unified School District | Panama Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,361.00 | $128,000 (-) Land $65,200 Building $62,800 | $213,300 (+19.16%) Land $108,650 Building $104,650 |
| 2023 | $128,000 (-) Land $65,200 Building $62,800 | $179,000 (+22.5%) Land $91,178 Building $87,822 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $128,000 Land $65,200 Building $62,800 | $146,119 Land $74,429 Building $71,690 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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