Chautauqua County and Harmony Town property record for 31 E Main St, Panama, NY 14767 · Last verified May 2026
| Property Type | Duplex |
|---|---|
| Details | 3 bd · 2 ba · 2,664 sqft · built 1930 |
| Lot Size | 0.214 acres (9,340 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $3,918 (2025) |
| APN | 064801 399.01-1-23 |
| Primary APN | 064801 399.01-1-23 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,664 sqft Total Area |
| 1st Floor Area | 1,384 sqft |
| 2nd Floor Area | 1,280 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 9,340 sqft (0.214 acres) |
| Lot Dimensions | 160 ft deep x 58.3 ft wide |
| Garage Type | Mixed |
| Garage Area | 672 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 344 sqft |
| Shed | 1 Shed |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 31 E MAIN ST |
|---|---|
| City | PANAMA |
| State | NY |
| Zip | 14767-9730 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Description | OLD APN: 064801 102-1-10.2 |
| Legal Block | 1 |
| Legal Lot Number | 23.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HARMONY |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 36802 |
Source: Chautauqua County and Harmony Town records · APN 064801 399.01-1-23
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 31 E MAIN ST, PANAMA, NY 14767-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Record Updated | Jun 08, 2026 |
Source: Chautauqua County and Harmony Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Harmony Town |
| Municipality | Panama Village |
| Unified School District | Panama Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,918.00 | $115,000 (-) Land $2,600 Building $112,400 | $191,700 (+19.22%) Land $4,334 Building $187,366 |
| 2023 | $115,000 (-) Land $2,600 Building $112,400 | $160,800 (+22.49%) Land $3,635 Building $157,165 | |
| 2022 | Homeowner's exemption | $115,000 Land $2,600 Building $112,400 | $131,279 Land $2,968 Building $128,311 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,556 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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