Chautauqua County and Harmony Town property record for 32 E Main St, Panama, NY 14767 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 6.5 ba · 4,216 sqft · built 1920 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Company Name on File |
| Last Sale | $53,000 (Aug 2022) |
| Tax Bill | $6,132 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage |
| APN | 064801 399.01-2-9 |
| Primary APN | 064801 399.01-2-9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 6.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 4,216 sqft Living Area |
| 1st Floor Area | 2,132 sqft |
| 2nd Floor Area | 1,844 sqft |
| Upper Floors Area | 240 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Colonial |
| Exterior Material | Wood |
| Lot Area | 21,780 sqft (0.5 acres) |
| Lot Dimensions | 226 ft deep x 96 ft wide |
| Garage Type | Basement |
| Porch | Slab |
| Porch Area | 532 sqft |
| Patio Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 48100 |
|---|---|
| Street Address | 32 E MAIN ST |
| City | PANAMA |
| State | NY |
| Zip | 14767-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LIFE USE ELIZABETH WOOD; OLD APN: 064801 103-6-5 |
| Legal Block | 2 |
| Legal Lot Number | 9.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HARMONY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 36802 |
Source: Chautauqua County and Harmony Town records · APN 064801 399.01-2-9
Assessment roll updated April 28, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 32 E MAIN ST, PANAMA, NY 14767-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 03, 2022 · Amount on Record |
| Deed Sale | Aug 03, 2022 · Amount on Record |
| Prior Sale | Oct 14, 2021 · Amount on Record |
| Deed Document Number | 20224911 |
| Last Transfer Date | Apr 18, 2024 |
| Transfer Doc | 0000002987 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Oct 14, 2021 |
| Property Address | 32 E MAIN ST, PANAMA, NY 14767 |
| Document Number | DE2021007261 |
| Instrument Date | Oct 13, 2021 |
| Instrument | DE2021007261 |
| Transaction Type | Transfer |
| Record Updated | Nov 02, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 12A SOUTH AVE, CHAUTAUQUA, NY 14722-2546 |
| Document Number | MT2021004736 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | MT2021004736 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chautauqua County and Harmony Town records · Assessment roll updated April 28, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Harmony Town |
| Municipality | Panama Village |
| Unified School District | Panama Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,132.00 | $180,000 (-) Land $6,000 Building $174,000 | $300,000 (+19.19%) Land $10,000 Building $290,000 |
| 2023 | $180,000 (-) Land $6,000 Building $174,000 | $251,700 (+22.49%) Land $8,390 Building $243,310 | |
| 2022 | $180,000 Land $6,000 Building $174,000 | $205,479 Land $6,849 Building $198,630 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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