Chautauqua County and Harmony Town property record for 49 E Main St, Panama, NY 14767 · Last verified May 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,624 sqft · built 1930 |
| Lot Size | 7 acres (304,920 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,000 (Dec 2020) |
| Tax Bill | $3,373 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| APN | 064801 399.01-1-17 |
| Primary APN | 064801 399.01-1-17 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 1,624 sqft Living Area |
| 1st Floor Area | 1,316 sqft |
| Upper Floors Area | 308 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 304,920 sqft (7 acres) |
| Garage Type | Detached |
| Garage Area | 1,120 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Porch Area | 144 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 48100 |
|---|---|
| Street Address | 49 E MAIN ST |
| City | PANAMA |
| State | NY |
| Zip | 14767-9730 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OLD APN: 064801 102-1-6 |
| Legal Block | 1 |
| Legal Lot Number | 17.000 |
| Jurisdiction | CHAUTAUQUA NY |
| Township / Civil Division | HARMONY |
| Census Block Group | 1 |
| Census Block | 1067 |
| Census Tract | 36802 |
Source: Chautauqua County and Harmony Town records · APN 064801 399.01-1-17
Assessment roll updated April 28, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 49 E MAIN ST, PANAMA, NY 14767-9730 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2020 · Amount on Record |
| Deed Sale | Dec 30, 2020 · Amount on Record |
| Deed Document Number | 20207300 |
| Prior Transfer Date | Mar 01, 2016 |
| Prior Transfer Doc | 0000002016/000000181 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHAUTAUQUA NY |
| Recording Date | Dec 30, 2020 |
| Property Address | 49 E MAIN ST, PANAMA, NY 14767-9730 |
| Document Number | DE2020007300 |
| Instrument Date | Dec 23, 2020 |
| Instrument | DE2020007300 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3186 BUSTI STILLWATER RD, JAMESTOWN, NY 14701-9519 |
| Document Number | MT2020004832 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | MT2020004832 |
| Name | COMMUNITY BANK NA |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Chautauqua County and Harmony Town records · Assessment roll updated April 28, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | New York |
| County | Chautauqua County |
| County Subdivision | Harmony Town |
| Municipality | Panama Village |
| Unified School District | Panama Central School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,373.00 | $99,000 (-) Land $23,000 Building $76,000 | $165,000 (+19.13%) Land $38,333 Building $126,667 |
| 2023 | $99,000 (-) Land $23,000 Building $76,000 | $138,500 (+22.55%) Land $32,177 Building $106,323 | |
| 2022 | $99,000 Land $23,000 Building $76,000 | $113,014 Land $26,256 Building $86,758 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Low above 20% of the US · above 55% of New York |
|---|---|
| Wildfire Likelihood | About 1 in 5,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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