Miami County property record for 29 E Cross St, Laura, OH 45337 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 816 sqft · built 1955 |
| Lot Size | 0.689 acres (30,000 sqft) |
| Owner | Company Name on File |
| Tax Bill | $723 (2025) |
| Deeds & Mortgages | Feb 2024 Line of Credit Nov 2023 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | L38-001420 |
| Primary APN | L38-001420 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| 1st Floor Area | 1,632 sqft |
| Basement Area | 384 sqft |
| Unfinished Basement | 384 sqft |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 30,000 sqft (0.689 acres) |
| Lot Dimensions | 100 ft deep x 300 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 72 sqft |
| Patio Area | 361 sqft |
| Canopy | 361 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 29 E CROSS ST |
|---|---|
| City | LAURA |
| State | OH |
| Zip | 45337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OUT LOT 4 300X100 SW COR |
| Legal Lot Number | 4 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1044 |
| Census Tract | 340100 |
Source: Miami County records · APN L38-001420
Assessment roll updated March 6, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 29 E CROSS ST, POTSDAM, OH 45361 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Date | Document |
|---|---|
| Feb 20, 2024 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 22, 2023 | Transfer on Death Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 01, 1990 |
| Deed Sale | Jan 01, 1990 |
| Last Transfer Date | Nov 21, 2023 |
| Transfer Doc | 0000013004 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIAMI OH |
| Property Address | 29 E CROSS ST, LAURA, OH 45337-8790 |
| Transaction Type | Mortgage |
| Record Updated | Mar 05, 2024 |
| Name | Verified Name |
|---|---|
| Address | 29 E CROSS ST, POTSDAM, OH 45361 |
| Document Number | 0000001614 |
|---|---|
| Date | Feb 20, 2024 |
| Instrument | 2024OR-01614 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | 222 DELAWARE AVE, WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Feb 15, 2064 |
| Change Frequency | Monthly |
|---|
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | Nov 22, 2023 |
| Property Address | 29 E CROSS ST, LAURA, OH 45337-8790 |
| Document Number | 0000013004 |
| Instrument Date | Nov 20, 2023 |
| Instrument | 2023OR-13004 |
| Transaction Type | Transfer |
| Record Updated | Dec 11, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Miami County records · Assessment roll updated March 6, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Union Township |
| Municipality | Potsdam Village |
| Unified School District | Milton-Union Exempted Village School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $723.00 (-26.97%) Homeowner's exemption | $44,040 (+17.03%) Land $8,020 Building $36,020 | $125,800 (+17.02%) Land $22,900 Building $102,900 |
| 2024 | $990.00 (+0.1%) Homeowner's exemption | $37,630 (-) Land $8,820 Building $28,810 | |
| 2023 | $989.00 (-4.81%) Homeowner's exemption | $37,630 (-) Land $8,820 Building $28,810 | $107,500 (-) Land $25,200 Building $82,300 |
| 2022 | $1,039.00 Homeowner's exemption | $37,630 Land $8,820 Building $28,810 | $107,500 Land $25,200 Building $82,300 |
Source: FEMA National Flood Hazard Layer, Miami County (39109C), updated March 10, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 94 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Spectrum | Cable | 1,000 / 1,000 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.
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