37916 Chestnut Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 37916 Chestnut Ridge Rd, Elyria, OH 44035

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,328 sqft · built 1993
Lot Size1.47 acres (64,033 sqft)
OwnerOwner Name on Record
Tax Bill$3,312 (2025)
Deeds & MortgagesMar 2020 Line of Credit
Flood ZoneZone X (minimal risk)
APN11-00-090-000-034

Property Details

APN / Parcel Number

Primary APN11-00-090-000-034

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,328 sqft Living Area
1st Floor Area1,664 sqft
2nd Floor Area749 sqft
Upper Floors Area666 sqft
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Architectural StyleCape Cod
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Lot Area64,033 sqft (1.47 acres)
Garage TypeAttached
Garage Area1,456 sqft
Parking Spaces5 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area180 sqft
Deck Area275 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address37916 CHESTNUT RIDGE RD
CityELYRIA
StateOH
Zip44035-8651
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionFROM -033
Legal SubdivisionEATON
Legal Lot Number90
JurisdictionLORAIN OH
Township / Civil DivisionEATON
Census Block Group2
Census Block2014
Census Tract91100

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordOwner Name on Record
Mailing Address37916 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8651
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Prior SaleJan 5, 2000
Last Transfer DateMar 17, 2008
Transfer Doc0000245219
Record UpdatedJun 8, 2026

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLORAIN OH
Property Address37916 CHESTNUT RIDGE RD, ELYRIA, OH 44035-8651
Document Number0000755869
Instrument DateMar 23, 2020
Transaction TypeMortgage
Record UpdatedMay 8, 2020
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipPersonal Trust
Address37916 CHESTNUT RIDGE RD ELYRIA OH 440358651, ELYRIA, OH 44035-8651

Mortgage

Document Number0000755869
DateApr 9, 2020
Instrument755869
Lender
NameHUNTINGTON NAT'L BK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 8, 2050
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyLorain County
County SubdivisionEaton Township
Unified School DistrictMidview Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,312.00 (-16.97%)$116,270 (+15.44%) Land $21,140 Building $95,130$332,190 (+15.44%) Land $60,400 Building $271,790
2023$3,989.00 (+1.09%)$100,717 (+0.01%) Land $19,863 Building $80,854$287,760 (-) Land $56,750 Building $231,010
2022$3,946.00$100,710 Land $19,860 Building $80,850
2021$287,760 Land $56,750 Building $231,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2020–2023)
Claims Outside the SFHA2 of 2
Most Recent ClaimMar 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemRURAL LORAIN CO. WATER A
serves 73,125 people · EPA ID OH4701803
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Windstream
DSL · Fiber in parts of the area
200 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Breezeline, Verizon.

Nearby Properties on Chestnut Ridge Rd

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