3791 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3791 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,650 sqft · built 2001
Lot Size	0.14 acres (6,101 sqft)
Owner	Trust Name on File
Last Sale	$395,000 (May 2017)
Tax Bill	$5,750 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2018 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`374-260-015-000`

Property Details

APN / Parcel Number

Primary APN	`374-260-015-000`
Alternative APN	`374-260-015`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,650 sqft Living Area

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Contemporary
Construction Type	Frame
Lot Area	6,101 sqft (0.14 acres)
Garage Area	449 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	374-260-015
Street Address	3791 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 719 WHITNEY OAKS MOR W-41
Legal Subdivision	WHITNEY OAKS PH 2B PARCEL 39B UNIT 27B
Legal Lot Number	719
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1000
Census Tract	21122

Owner

3791 Coldwater Dr is owner-occupied and held in a trust since September 2018.

Source: Placer County records, as of July 13, 2026

Owner of Record	Trust Name on File
Mailing Address	3791 COLDWATER DR, ROCKLIN, CA 95765-4606
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Oct 16, 2018	Quit Claim Deed, Transfer Quitclaim
May 9, 2017	Grant Deed, Transfer · Conventional Mortgage PROVIDENT SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 9, 2017 · Amount on File
Deed Sale	May 9, 2017 · Amount on File
Prior Sale	Aug 3, 2016 · Amount on File
Deed Document Number	201733820
Last Transfer Date	Sep 27, 2018
Transfer Doc	0000074577
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3791 COLDWATER DR, ROCKLIN, CA 95765-4606
Transaction Type	Mortgage
Record Updated	Sep 29, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3791 COLDWATER DR, ROCKLIN, CA 95765-4606

Mortgage

Document Number	0000117320
Date	Sep 17, 2021
Instrument	2021-0117320

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	310 Months
Due	Jul 1, 2047

October 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	PLACER CA
Recording Date	Oct 16, 2018
Property Address	3791 COLDWATER DR, ROCKLIN, CA 95765-4606
Document Number	0000074577
Instrument Date	Sep 27, 2018
Instrument	74577
Transaction Type	Transfer
Record Updated	Oct 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3791 COLDWATER DR ROCKLIN CA 957654606, ROCKLIN, CA 95765-4606

May 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	May 9, 2017
Property Address	3791 COLDWATER DR, ROCKLIN, CA 95765-4606
Document Number	0000033820
Map Reference	MAP W PG41
Instrument Date	May 3, 2017
Instrument	2017-0033820
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3791 COLDWATER DR, ROCKLIN, CA 95765-4606

Mortgage

Document Number	0000033821
Date	May 9, 2017
Instrument	2017-0033821

Lender

Name	PROVIDENT SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3791 Coldwater Dr was $5,750 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$467,594 (+2%) Land $147,972 Building $319,622
2025	$5,750.00 Homeowner's exemption	$458,426 Land $145,071 Building $313,355
2023	$5,575.00 (+2.73%) Homeowner's exemption	$440,627 Land $139,439 Building $301,188
2022	$5,427.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3791 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3791 Coldwater Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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