3787 Coldwater Dr, Rocklin, CA 95765 Property Records

Placer County property record for 3787 Coldwater Dr, Rocklin, CA 95765

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,635 sqft · built 2001
Lot Size	0.185 acres (8,050 sqft)
Owner	Individual Name on File
Last Sale	$520,000 (Jan 2023)
Tax Bill	$6,668 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`374-260-016-000`

Property Details

APN / Parcel Number

Primary APN	`374-260-016-000`
Alternative APN	`374-260-016`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,635 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	8,050 sqft (0.185 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	374-260-016
Street Address	3787 COLDWATER DR
City	ROCKLIN
State	CA
Zip	95765-4606
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 720 WHITNEY OAKS MOR W-41
Legal Subdivision	WHITNEY OAKS PH 2B PARCEL 39B UNIT 27B
Legal Lot Number	720
Jurisdiction	PLACER CA
Township / Civil Division	ROCKLIN
Census Block Group	1
Census Block	1000
Census Tract	21122

Owner

3787 Coldwater Dr is owned and occupied by an individual who bought it in January 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	3787 COLDWATER DR, ROCKLIN, CA 95765-4606
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 25, 2023	Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Jun 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Jun 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2023 · Amount on File
Deed Sale	Jan 25, 2023 · Amount on File
Prior Sale	Aug 27, 2004 · Amount on File
Deed Document Number	20233407
Prior Transfer Date	Apr 14, 2004
Prior Transfer Doc	0000049763
Record Updated	Oct 29, 2026

January 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 25, 2023
Property Address	3787 COLDWATER DR, ROCKLIN, CA 95765-4606
Document Number	0000003407
Map Reference	MB W PG 41
Instrument Date	Jan 23, 2023
Instrument	2023-0003407
Transaction Type	Transfer
Record Updated	Feb 9, 2023
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	53 COVE LN, REDWOOD CITY, CA 94065-1084

Mortgage

Document Number	0000003408
Date	Jan 25, 2023
Instrument	2023-0003408

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2053

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3787 COLDWATER DR, ROCKLIN, CA 95765-4606
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	TITLE 365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047728
Date	Jun 28, 2017
Instrument	2017-0047728

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2047

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	3787 COLDWATER DR, ROCKLIN, CA 95765-4606
Document Number	0000043321
Instrument Date	Jun 6, 2018
Transaction Type	Mortgage
Record Updated	Jun 27, 2018
Title Company	SPL INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3787 COLDWATER DR ROCKLIN CA 957654606, ROCKLIN, CA 95765-4606

Mortgage

Document Number	0000043321
Date	Jun 19, 2018
Instrument	43321

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 3787 Coldwater Dr was $6,668 with a homeowner's exemption.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
County	Placer County
Municipality	Rocklin City
Unified School District	Rocklin Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,827 (+2%) Land $318,362 Building $233,465
2025	$6,668.00 Homeowner's exemption	$541,008 Land $312,120 Building $228,888
2023	$6,425.00 (+2.7%) Homeowner's exemption	$515,803 Land $160,766 Building $355,037
2022	$6,256.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 3787 Coldwater Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3787 Coldwater Dr is moderate, ranking above 64% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 64% of the US · lower than 61% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - FOOTHILL serves 93,417 people · EPA ID CA3110025
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 126 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: AT&T.

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