3785 Waterloo Rd, Waterloo, IL 62298 Property Records

St. Clair County property record for 3785 Waterloo Rd, Waterloo, IL 62298 · Last verified August 2023

Property Highlights

Property TypeResidential > Single Family > Home
Year BuiltBuilt 1999
Square Footage1,318 sqft Living Area
Lot Size281,833 sqft (6.46 acres)
Garage64,400 sqft
OccupancyOwner Occupied
Last Sale$130,000 (2013)
Tax Bill$4,975.00 (2019)

Property Details

APN / Parcel Number

Primary APN16-10-0-400-008

Interior

Building Area1,318 sqft Living Area
Gross Area3,364 sqft Gross Area
Attic Area32,000 sqft Attic
Attic1 Attic
Stories2 Stories
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Lot Area281,833 sqft (6.46 acres)
Garage Area64,400 sqft Garage

Exterior Amenities

Patio Area1,574 sqft Patio
PorchOpen Porch
Porch Area1,156 sqft Porch
Canopy Area64,400 sqft Canopy

Utilities and HVAC

Cooling SystemCentral Cooling

Location & Zoning

Street Address3785 WATERLOO RD
CityWATERLOO
StateIL
Zip62298-4409
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionMILLSTADT TWP SEC 10 PT W 1/2 SE IN A02384504
Legal SubdivisionMILLS
JurisdictionST CLAIR IL
Minor Civil DivisionMILLSTADT
Census Blockgroup3
Census Block3076
Census Tract503203

Owner

Source: St. Clair County records · APN 16-10-0-400-008

Assessment roll updated January 1, 2022 · Last verified August 2023

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Owner of RecordIndividual Name on File
Mailing Address3785 WATERLOO RD, WATERLOO, IL 62298-4409
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 29, 2020Deed of Trust, Construction Loan · Building or Construction Mortgage
STATE BK
Dec 29, 2020Deed of Trust, Construction Loan · Line of Credit
STATE BK
Jul 19, 2018Deed of Trust, Mortgage · Line of Credit
STATE BK/WATERLOO

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 04, 2013 · Amount on Record
Deed SaleSep 04, 2013 · Amount on Record
Prior SaleSep 04, 2013 · Amount on Record
Deed Doc NumberA02384506
Record RefreshedJun 07, 2026

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Recording DateDec 29, 2020
Property Address3785 WATERLOO RD, WATERLOO, IL 62298-4409
Document Number00A2681521
Instrument DateDec 15, 2020
Instrument2681521
Transaction TypeConstruction Loan
Record UpdatedMar 02, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3785 WATERLOO RD WATERLOO IL 622984409, WATERLOO, IL 62298-4409

Mortgage

Document Number00A2681521
DateDec 29, 2020
Instrument2681521
Lender
NameSTATE BK
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term180 Months
DueDec 28, 2035

December 2020: Deed of Trust, Construction Loan

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Recording DateDec 29, 2020
Property Address3785 WATERLOO RD, WATERLOO, IL 62298-4409
Document Number00A2681522
Instrument DateDec 15, 2020
Instrument2681522
Transaction TypeConstruction Loan
Record UpdatedMar 02, 2021
Title CompanyACCENT TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3785 WATERLOO RD WATERLOO IL 622984409, WATERLOO, IL 62298-4409

Mortgage

Document Number00A2681522
DateDec 29, 2020
Instrument2681522
Lender
NameSTATE BK
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueDec 28, 2030
Interest
Rate TypeAdjustable Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address3785 WATERLOO RD, WATERLOO, IL 62298-4409
Document Number00A2585102
Instrument DateJul 19, 2018
Transaction TypeMortgage
Record UpdatedJan 15, 2019
Title CompanyMONROE COUNTY TITLE COMPANY (MCTC), MONROE CNTY TITLE CO (MCTC)

Transferred To (Grantee/Buyer)

NameVerified Name
Address3785 WATERLOO RD WATERLOO IL 622984409, WATERLOO, IL 62298-4409

Mortgage

Document Number00A2585102
DateAug 03, 2018
Instrument2585102
Lender
NameSTATE BK/WATERLOO
TypeBank
AddressWATERLOO, IL 62298
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueAug 02, 2028
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMillstadt Township
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2022$106,304 Land $7,081 Building $99,223$318,912 Land $21,243 Building $297,669
2019$4,975.00

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